120 Peach Grove Cir, Elgin, SC 29045 Property Records

Richland County property record for 120 Peach Grove Cir, Elgin, SC 29045

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,915 sqft · built 2009
Lot Size0.052 acres (2,277 sqft)
OwnerIndividual Name on Record
Last Sale$347,000 (Sep 2023)
Tax Bill$2,611 (2025)
Deeds & MortgagesSep 2023 Sale
Mar 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN25782-01-08

Property Details

APN / Parcel Number

Primary APN25782-01-08
Alternative APNs
  • R25782-01-08
  • 02010219

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,915 sqft Heated Area
Gross Area2,567 sqft
1st Floor Area1,915 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,277 sqft (0.052 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02010219
Street Address120 PEACH GROVE CIR
CityELGIN
StateSC
Zip29045-7116
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRG-2
Legal DescriptionUNIT 15-4 #SU PEACH GROVE VILLAS PH1 #PR RB1463-842 RB1471-3336
Legal SubdivisionPEACH GROVE VILLAS
Legal Unit15
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group1
Census Block1026
Census Tract11414

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2023Deed, Transfer
Mar 9, 2020Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BK
Sep 27, 2018Grant Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2023 · Amount on Record
Deed SaleSep 14, 2023 · Amount on Record
Prior SaleSep 27, 2018 · Amount on Record
Deed Document Number202340173
Deed Book / Page2865 / 3959
Record UpdatedOct 29, 2026

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionRICHLAND SC
Recording DateSep 14, 2023
Property Address120 PEACH GROVE CIR, ELGIN, SC 29045-7116
Document Number0028653960
Book / Page2865 / 3960
Map ReferenceMB 1463 PG 842
Instrument DateSep 14, 2023
Instrument2023040173
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

AmountAmount Recorded
Tax$902.20
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 PEACH GROVE CIR # 15-4, 15-4, ELGIN, SC 29045-7116

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address120 PEACH GROVE CIR, ELGIN, SC 29045-7116
Document Number2477/1131
Instrument DateMar 9, 2020
Transaction TypeMortgage
Record UpdatedApr 29, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 PEACH GROVE CIR ELGIN SC 290457116, ELGIN, SC 29045-7116

Mortgage

Document Number2477/1131
DateMar 16, 2020
Book Page002477/001131
Instrument14005
Lender
NameFIRST CITIZENS BK
TypeBank
AddressRALEIGH, NC 27611-8592
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 15, 2045
Interest
Rate TypeAdjustable Rate

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateSep 27, 2018
Property Address120 PEACH GROVE CIR, ELGIN, SC 29045-7116
Document Number2338/1966
Book / Page002338 / 001966
Instrument DateSep 25, 2018
Instrument69295
Transaction TypeTransfer
Record UpdatedOct 18, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$841.75
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address120 PEACH GROVE CIR ELGIN SC 290457116, ELGIN, SC 29045-7116

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,611.00 (+33.35%) Homeowner's exemption$347,000 (+3,713.19%) Land $40,000 Building $307,000$347,000 (+52.53%) Land $40,000 Building $307,000
2023$1,958.00$9,100 (-)$227,500 (-)
2021$9,100$227,500 Land $40,000 Building $187,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
T-Mobile
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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