Bergen County and Cresskill Borough property record for 128 Morningside Ave, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 2,788 sqft · built 2016 |
| Lot Size | 0.181 acres (7,861 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $24,666 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage May 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00165-0000-00001-02 |
| Primary APN | 08-00165-0000-00001-02 |
|---|
| Building Area | 2,788 sqft Living Area |
|---|
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 7,861 sqft (0.181 acres) |
| Street Address | 128 MORNINGSIDE AVE |
|---|---|
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-1547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Subdivision | PARK AVE SUB |
| Legal Block | 165 |
| Legal Lot Number | 1.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 8001 |
Source: Bergen County and Cresskill Borough records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 128 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| May 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NJ LENDERS |
| May 22, 2017 | Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2021 |
| Deed Sale | Aug 13, 2021 |
| Prior Sale | May 22, 2017 · Amount on File |
| Deed Document Number | 2021130795 |
| Deed Book / Page | 4329 / 810 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 13, 2021 |
| Property Address | 128 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1547 |
| Document Number | 0043290810 |
| Book / Page | 4329 / 810 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 2021130795 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,232.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26 CRESSKILL AVE, 26, CRESSKILL, NJ 07626-1415 |
| Name | Verified Name |
|---|---|
| Address | 128 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1547 |
| Document Number | 2021130796 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 2021130796 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 128 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1547 |
| Document Number | 0029752218 |
| Instrument Date | May 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2018 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 128 MORNINGSIDE AVE CRESSKILL NJ 076261547, CRESSKILL, NJ 07626-1547 |
| Document Number | 0029752218 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 002975/002218 |
| Instrument | 44273 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 24, 2033 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 22, 2017 |
| Property Address | 128 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1547 |
| Document Number | 0026170354 |
| Book / Page | 002617 / 000354 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $950.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 128 MORNINGSIDE AVE CRESSKILL NJ 07626, CRESSKILL, NJ 07626 |
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,198,200 (+10.22%) Land $409,000 Building $789,200 | $1,198,200 (+10.22%) Land $409,000 Building $789,200 | |
| 2025 | $24,666.00 (+3.55%) | $1,087,100 (+7.82%) Land $335,500 Building $751,600 | $1,087,100 (+7.82%) Land $335,500 Building $751,600 |
| 2024 | $23,821.00 (+3.87%) | ||
| 2023 | $1,008,300 Land $299,500 Building $708,800 | $1,008,300 Land $299,500 Building $708,800 | |
| 2022 | $22,933.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 20 (1999–2024) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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