124 Lowe St, Tavernier, FL 33070 Property Records

Monroe County property record for 124 Lowe St, Tavernier, FL 33070

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 691 sqft · built 1943
Lot Size	0.105 acres (4,594 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Apr 2022)
Tax Bill	$4,007 (2024)
Deeds & Mortgages	Apr 2022 Sale
Flood Zone	Zone AE (high risk)
APN	`00566180-000000`

Property Details

APN / Parcel Number

Primary APN	`00566180-000000`
Alternative APNs	`34623800566180000000` `1693286`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	691 sqft Living Area
1st Floor Area	691 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1943
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,594 sqft (0.105 acres)
Lot Dimensions	100 ft deep x 48 ft wide
Porch	Open Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	1693286
Old Parcel Number	34623800566180000000
Street Address	124 LOWE ST
City	TAVERNIER
State	FL
Zip	33070-2520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SQR 1 (LOT-30) AMD PLAT OF TAVERNIER BCH KEY LARGO PB1-201 E2-582 G36-226/27 OR644-587 OR674-792 OR981-2036/2037
Legal Range	38E
Legal Township	62S
Legal Section	34
Legal Subdivision	TAVERNIER BEACH AMD
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2021
Census Tract	970700

Owner

124 Lowe St is owned and occupied by an individual who bought it in April 2022.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Mailing Address	124 LOWE ST, TAVERNIER, FL 33070-2520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2022 · Amount on File
Deed Sale	Apr 25, 2022 · Amount on File
Prior Sale	Sep 2, 1997 · Amount on File
Deed Document Number	2372471
Deed Book / Page	3169 / 2078
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 25, 2022
Property Address	124 LOWE ST, TAVERNIER, FL 33070-2520
Document Number	0031692078
Book / Page	3169 / 2078
Map Reference	MB 1 PG 201
Instrument Date	Apr 25, 2022
Instrument	2372471
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	COASTAL TITLE AND CLOSING SERVICES I, COASTAL TTL & CLOSING SVCS I

Transaction

Amount	Amount on Record
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35303 SW 180TH AVE, 35303, FLORIDA CITY, FL 33034-5600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 LOWE ST, TAVERNIER, FL 33070-2520

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$427,664	$434,050 Land $290,030 Building $144,020
2024	$4,007.00 (+7.11%)
2023	$3,741.00 (+147.26%)	$351,110 (+122.59%) Land $228,528 Building $122,582	$351,110 (-0.9%) Land $228,528 Building $122,582
2022	$1,513.00 Senior Citizen's exemption	$157,741	$354,300 Land $228,528 Building $125,772

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 124 Lowe St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 375 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	615 units insured incl. 240 condo units
Nearby Flood Claims	168 (1987–2025)
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 104 claims Hurricane Irene, Oct 1999 · 15 claims Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Lowe St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20