128 Laurel Ct, Lugoff, SC 29078 Property Records

Kershaw County property record for 128 Laurel Ct, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	3,290 sqft
Lot Size	1.24 acres (54,419 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Apr 1998)
Tax Bill	$1,445 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`309-03-0B-026-SCX`

Property Details

APN / Parcel Number

Primary APN	`309-03-0B-026-SCX`
Alternative APN	`1240`

Interior

Stories	2 Stories
Building Area	3,290 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Vinyl
Lot Area	54,419 sqft (1.24 acres)
Garage Type	Attached
Garage Area	576 sqft
Porch	Porch
Porch Area	80 sqft
Deck Area	204 sqft

Location & Zoning

Account Number	1240
Street Address	128 LAUREL CT
City	LUGOFF
State	SC
Zip	29078-9039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2010
Census Tract	970905

Owner

Source: Kershaw County assessment roll, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	128 LAUREL CT, LUGOFF, SC 29078-9039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 3, 1998 · Amount on Record
Deed Sale	Apr 3, 1998 · Amount on Record
Deed Book / Page	619 / 102
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Jul 14, 2026
Property Address	128 LAUREL CT, LUGOFF, SC 29078-9039
Document Number	0000006757
Book / Page	5634 / 183
Instrument Date	Jun 30, 2026
Instrument	20266757
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$89,284.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 LAUREL CT, LUGOFF, SC 29078-9039

Mortgage

Document Number	0000006758,
Date	Jul 14, 2026
Instrument	20266758

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,445.00 (-0.48%)	$272,900 (-0.04%) Land $35,000 Building $237,900	$272,900 (-0.04%)
2023	$1,452.00	$273,000 Land $35,000 Building $238,000	$273,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20