123 Laurel Ct, Lugoff, SC 29078 Property Records

Kershaw County property record for 123 Laurel Ct, Lugoff, SC 29078

Property Summary

Property TypeSingle Family Home
Details3,351 sqft
Owner2 Individual Names on Record
Tax Bill$1,941 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN309-03-0B-025-SCX

Property Details

APN / Parcel Number

Primary APN309-03-0B-025-SCX
Alternative APN
  • 1239

Interior

Stories1 Story
Building Area3,351 sqft Gross Area
Gross Area2,180 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialBrick
Garage TypeAttached
Garage Area549 sqft
PorchPorch
Porch Area182 sqft
Deck Area340 sqft

Location & Zoning

Account Number1239
Old Parcel Number309-03-0B-025 SCX
Street Address123 LAUREL CT
CityLUGOFF
StateSC
Zip29078-9040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionLAUREL CROSSING SUBDIV LOT 25
Legal SubdivisionLAUREL CROSSING SUBDIV
Legal Lot Number25
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group2
Census Block2010
Census Tract970905

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address123 LAUREL CT, LUGOFF, SC 29078-9040
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2024Deed of Trust, Mortgage · Line of Credit
MID CAROLINA CU
Aug 13, 2020Warranty Deed, Transfer
SUCCESS MTG PTRS

Assessor's Deed Record

Deed Names3 Names on Deed
Last Transfer DateAug 13, 2020
Transfer Doc0000007262
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address123 LAUREL CT, LUGOFF, SC 29078-9040
Transaction TypeMortgage
Record UpdatedMay 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020243103
DateApr 22, 2024
Book Page5124/37
Instrument2024-3103
Lender
NameMID CAROLINA CU
TypeCredit Union
AddressLUGOFF, SC 29078
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 21, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKERSHAW SC
Recording DateAug 13, 2020
Property Address123 LAUREL CT, LUGOFF, SC 29078-9040
Document Number0000007262
Book / Page004279 / 000152
Instrument DateAug 3, 2020
Instrument7262
Transaction TypeTransfer
Record UpdatedSep 1, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address123 LAUREL CT LUGOFF SC 290789040, LUGOFF, SC 29078-9040

Mortgage

Document Number7263
DateAug 13, 2020
Book Page004279/000154
Instrument7263
Lender
NameSUCCESS MTG PTRS
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueAug 12, 2050

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,941.00 (+75.97%)$282,800 (-0.18%) Land $35,000 Building $247,800$282,800 (-0.18%)
2023$1,103.00$283,300 Land $35,000 Building $248,300$283,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUGOFF ELGIN WATER AUTH
serves 25,783 people · EPA ID SC2820001
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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