Saluda County property record for 128 Lago Ln, Prosperity, SC 29127
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,436 sqft · built 1996 |
| Lot Size | 0.855 acres (37,283 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,313 (2025) |
| Deeds & Mortgages | Oct 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 192-49-01-004 |
| Primary APN | 192-49-01-004 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,436 sqft Living Area |
| 1st Floor Area | 1,436 sqft |
| Basement Area | 182 sqft |
| Unfinished Basement | 182 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 37,283 sqft (0.855 acres) |
| Cooling System | None |
|---|
| Street Address | 128 LAGO LN |
|---|---|
| City | PROSPERITY |
| State | SC |
| Zip | 29127-9617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEED BK 584-274 PLAT BK CAB A SL 48-2 |
| Jurisdiction | SALUDA SC |
| Township / Civil Division | NORTH SALUDA |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 960100 |
128 Lago Ln is owned by two individuals who acquired it in September 2026.
Source: Saluda County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 3, ROWESVILLE, SC 29133-0003 |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 22, 2026 |
| Transfer Doc | 0000020177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SALUDA SC |
| Recording Date | Oct 2, 2026 |
| Property Address | 128 LAGO LN, PROSPERITY, SC 29127-9617 |
| Document Number | 0000020177 |
| Book / Page | 1574 / 54 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 202620177 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
The 2025 property tax bill for 128 Lago Ln was $5,313, down 2.3% from the year before.
Source: Saluda County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Saluda County |
| Unified School District | Saluda County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,313.00 (-2.26%) | $13,860 (-) Land $7,110 Building $6,750 | $235,000 (-) Land $122,500 Building $112,500 |
| 2024 | $5,436.00 (+8.87%) | $13,860 (-) Land $7,110 Building $6,750 | $235,000 (-) Land $122,500 Building $112,500 |
| 2023 | $4,993.00 (+6.64%) | $13,860 (-) | $235,000 (-) Land $122,500 Building $112,500 |
| 2022 | $4,682.00 | $13,860 Land $7,110 Building $6,750 | $235,000 Land $122,500 Building $112,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 128 Lago Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 Lago Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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