Saluda County property record for 113 Lago Ln, Prosperity, SC 29127
| Property Type | Single Family Home |
|---|---|
| Details | 1,188 sqft · built 1992 |
| Lot Size | 1.08 acres (47,230 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Jul 2014) |
| Tax Bill | $1,794 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 192-49-01-008 |
| Primary APN | 192-49-01-008 |
|---|
| Building Area | 1,188 sqft Living Area |
|---|---|
| 1st Floor Area | 1,188 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 47,230 sqft (1.08 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 113 LAGO LN |
|---|---|
| City | PROSPERITY |
| State | SC |
| Zip | 29127-9617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEED BK 1095-1/1404-284 PLAT BOOK 926-158 |
| Legal Subdivision | GOLD NUGGETT TRAIL |
| Jurisdiction | SALUDA SC |
| Township / Civil Division | NORTH SALUDA |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 960100 |
Source: Saluda County records, as of December 29, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 113 LAGO LN, PROSPERITY, SC 29127-9617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST PALMETTO BANK |
| Apr 10, 2023 | Other, Transfer · Conventional Mortgage FIRST PALMETTO BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2014 · Amount on Record |
| Deed Sale | Jul 24, 2014 · Amount on Record |
| Prior Sale | Oct 25, 2010 · Amount on Record |
| Deed Document Number | 20141317 |
| Deed Book / Page | 1049 / 65 |
| Last Transfer Date | Mar 9, 2023 |
| Transfer Doc | 001404/0284 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALUDA SC |
| Property Address | 113 LAGO LN, PROSPERITY, SC 29127-9617 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001412/0224 |
|---|---|
| Date | Jun 22, 2023 |
| Book Page | 1412/224 |
| Instrument | 2023-00010684 |
| Name | FIRST PALMETTO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2053 |
| Document Type | Other |
|---|---|
| Jurisdiction | SALUDA SC |
| Recording Date | Apr 10, 2023 |
| Property Address | 113 LAGO LN, PROSPERITY, SC 29127-9617 |
| Document Number | 001404/0284 |
| Book / Page | 1404 / 284 |
| Map Reference | MB 27 PG 111 |
| Instrument Date | Mar 9, 2023 |
| Instrument | 2023-00010158 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 LAGO LN, PROSPERITY, SC 29127-9617 |
| Document Number | 202300010159 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 2023-00010159 |
| Name | FIRST PALMETTO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
Source: Saluda County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Saluda County |
| Unified School District | Saluda County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,794.00 (-4.93%) Homeowner's exemption | $8,710 (-) Land $6,420 Building $2,290 | $217,800 (-) Land $160,500 Building $57,300 |
| 2024 | $1,887.00 (+16.27%) Homeowner's exemption | $8,710 (-) Land $6,420 Building $2,290 | $217,800 (-) Land $160,500 Building $57,300 |
| 2023 | $1,623.00 (+5.05%) Homeowner's exemption | $8,710 (-) Land $6,420 Building $2,290 | $217,800 (-) Land $160,500 Building $57,300 |
| 2022 | $1,545.00 Homeowner's exemption | $8,710 Land $6,420 Building $2,290 | $217,800 Land $160,500 Building $57,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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