Madison County property record for 128 Johnson Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,172 sqft · built 1990 |
| Lot Size | 1.55 acres (67,954 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Oct 2023) |
| Tax Bill | $2,546 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0074-0001-0009 |
| Primary APN | 0074-0001-0009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,172 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Split Foyer |
| Exterior Material | Brick |
| Lot Area | 67,954 sqft (1.55 acres) |
| Garage Type | Basement |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 46989 |
|---|---|
| Street Address | 128 JOHNSON RD |
| City | BEREA |
| State | KY |
| Zip | 40403-8624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAINBOW ACRES LOT 27 BLK D |
| Legal Subdivision | RAINBOW ACRES |
| Legal Block | D |
| Legal Lot Number | 27 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11101 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 128 JOHNSON RD, BEREA, KY 40403-8624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2023 | Deed, Transfer · VA Mortgage US BANK NA |
| Apr 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2023 · Amount on Record |
| Deed Sale | Oct 3, 2023 · Amount on Record |
| Deed Document Number | 2014169939 |
| Deed Book / Page | D844 / 285 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 3, 2023 |
| Property Address | 128 JOHNSON RD, BEREA, KY 40403-8624 |
| Document Number | 00D844/285 |
| Book / Page | D844 / 285 |
| Map Reference | MB 9 PG 91 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 2014169939 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2023 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 HIGHLAND DR, BEREA, KY 40403-1051 |
| Name | Verified Name |
|---|---|
| Address | 128 JOHNSON RD, BEREA, KY 40403-8624 |
| Mail Care Of | CODY DEAN CROWDER |
| Document Number | 2014169942 |
|---|---|
| Date | Oct 3, 2023 |
| Instrument | 2014169942 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 128 JOHNSON RD, BEREA, KY 40403-8624 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | M2040/151 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | M2040/151 |
| Instrument | 2014032901 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 309 Months |
| Due | Jan 1, 2047 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,546.00 (+59.13%) Additional exemption filed | $270,000 (+63.64%) | $270,000 (+63.64%) |
| 2023 | $1,600.00 (-0.31%) | $165,000 (-) | $165,000 (-) |
| 2022 | $1,605.00 | $165,000 | $165,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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