128 High St, Charlestown, MA 02129 Property Records

Suffolk County and Boston City property record for 128 High St, Charlestown, MA 02129

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,404 sqft · built 1865
Lot Size	0.028 acres (1,200 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Apr 2007)
Tax Bill	$11,412 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHAR W:02 P:00567 S:000`

Property Details

APN / Parcel Number

Primary APN	`CHAR W:02 P:00567 S:000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,404 sqft Living Area
Gross Area	2,219 sqft

Exterior

Year Built	Built 1865
Effective Year Built	Effective 2007
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,200 sqft (0.028 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	128 HIGH ST
City	CHARLESTOWN
State	MA
Zip	02129-3021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	BOSTON MA
Township / Civil Division	BOSTON
Census Block Group	1
Census Block	1006
Census Tract	40401

Owner

128 High St is owned and occupied by two individuals who bought it in April 2007.

Source: Suffolk County and Boston City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	128 HIGH ST, CHARLESTOWN, MA 02129-3021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Sep 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST PRIORITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2007 · Amount on File
Deed Sale	Apr 25, 2007 · Amount on File
Deed Document Number	200746470
Deed Book / Page	41677 / 299
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOSTON MA
Property Address	128 HIGH ST, CHARLESTOWN, MA 02129-3021
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64926-221
Date	Mar 5, 2021
Book Page	64926/221
Instrument	23980

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOSTON MA
Property Address	128 HIGH ST, CHARLESTOWN, MA 02129-3021
Document Number	58585-177
Book / Page	058585 / 000177
Instrument Date	Sep 27, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	58585-177
Date	Sep 28, 2017
Book Page	058585/000177
Instrument	86507

Lender

Name	FIRST PRIORITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 27, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 128 High St was $11,412, up 15.8% from the year before.

Source: Suffolk County and Boston City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Boston City
Unified School District	Boston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,412.00 (+15.82%)	$985,500 (+9.03%) Land $368,400 Building $617,100	$1,492,640 (+13%)
2024	$9,853.00 (+6.55%)	$903,900 (+4.98%) Land $303,700 Building $600,200	$1,320,975
2023	$9,247.00	$861,000 Land $289,300 Building $571,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 High St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 units insured incl. 2 condo units
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 128 High St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOSTON WATER AND SEWER COMMISSION (MWRA) serves 675,647 people · EPA ID MA3035000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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