Suffolk County and Boston City property record for 120 High St, Charlestown, MA 02129
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,720 sqft · built 1810 |
| Lot Size | 0.047 acres (2,050 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,000 (Jan 1997) |
| Tax Bill | $17,272 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | CHAR W:02 P:00569 S:000 |
| Primary APN | CHAR W:02 P:00569 S:000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,720 sqft Living Area |
| Gross Area | 3,036 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1810 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,050 sqft (0.047 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Street Address | 120 HIGH ST |
|---|---|
| City | CHARLESTOWN |
| State | MA |
| Zip | 02129-3021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | BOSTON MA |
| Township / Civil Division | BOSTON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 40401 |
120 High St is owned and occupied by two individuals who bought it in January 1997.
Source: Suffolk County and Boston City records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 HIGH ST, CHARLESTOWN, MA 02129-3021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 1997 · Amount on File |
| Deed Sale | Jan 15, 1997 · Amount on File |
| Deed Book / Page | 21141 / 232 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOSTON MA |
| Property Address | 120 HIGH ST, CHARLESTOWN, MA 02129-3021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0072452-36 |
|---|---|
| Date | Feb 26, 2026 |
| Book Page | 72452/36 |
| Instrument | 10367 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 301 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 120 High St was $17,272, up 18.9% from the year before.
Source: Suffolk County and Boston City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Suffolk County |
| Municipality | Boston City |
| Unified School District | Boston School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,272.00 (+18.89%) | $1,491,500 (+11.91%) Land $474,500 Building $1,017,000 | $1,631,910 (+13.06%) |
| 2024 | $14,528.00 (+6.56%) | $1,332,800 (+4.99%) Land $345,000 Building $987,800 | $1,443,430 |
| 2023 | $13,634.00 | $1,269,500 Land $328,600 Building $940,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 High St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 units insured incl. 2 condo units |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 120 High St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOSTON WATER AND SEWER COMMISSION (MWRA) serves 675,647 people · EPA ID MA3035000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Netafy Fixed Wireless | 641 / 143 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Starry.
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