128 Herman St, Spencer, NC 28159 Property Records

Rowan County property record for 128 Herman St, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,131 sqft · built 1954
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Feb 2021)
Tax Bill	$1,376 (2023)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038 05501`

Property Details

APN / Parcel Number

Primary APN	`038 05501`
Alternative APN	`6287816`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,131 sqft Living Area
1st Floor Area	1,131 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2000
Exterior Material	Brick
Foundation Type	Footing
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	215 ft deep x 75 ft wide
Porch	Porch
Porch Area	136 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	6287816
Old Parcel Number	038 05501
Street Address	128 HERMAN ST
City	SPENCER
State	NC
Zip	28159-1815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8:SINGLE FAM-8
Legal Description	.75AC L54-56
Legal Subdivision	PROPERTY/WJ HATLEY & AL NASH M
Legal Lot Number	54
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1028
Census Tract	50700

Owner

Source: Rowan County records · APN 038 05501

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1066 SPRING MEADOW DR, WOODLEAF, NC 27054-9398
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 19, 2021 · Amount on Record
Deed Sale	Feb 19, 2021 · Amount on Record
Prior Sale	Apr 08, 2008
Deed Document Number	0001368444
Deed Book / Page	1368 / 444
Record Updated	Jun 07, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 19, 2021
Property Address	128 HERMAN ST, SPENCER, NC 28159-1815
Document Number	0013680444
Book / Page	1368 / 444
Map Reference	PG 73
Instrument Date	Feb 18, 2021
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	804 N ROWAN AVENUE EXT, 804, SPENCER, NC 28159-1864

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1066 SPRING MEADOW DR, WOODLEAF, NC 27054-9398

Mortgage

Document Number	1368445
Date	Feb 19, 2021
Instrument	1368/445

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,376.00	$121,818 Land $24,050 Building $97,768	$121,818 Land $24,050 Building $97,768

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Hotwire Communications, T-Mobile USA, Uniti Group.

Based on FCC filings for 110 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SALISBURY-ROWAN serves 46,156 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.