Rowan County property record for 108 Herman St, Spencer, NC 28159
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,128 sqft · built 1945 |
| Lot Size | 0.466 acres (20,300 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $55,000 (Apr 2018) |
| Tax Bill | $1,781 (2023) |
| Deeds & Mortgages | Apr 2017 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 038 054 |
| Primary APN | 038 054 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,128 sqft Living Area |
| Gross Area | 2,126 sqft |
| 1st Floor Area | 1,400 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 20,300 sqft (0.466 acres) |
| Lot Dimensions | 203 ft deep x 100 ft wide |
| Shed | 1 Shed |
| Shed Area | 260 sqft |
| Storage Building | 96 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 6347000 |
|---|---|
| Old Parcel Number | 038 054 |
| Street Address | 108 HERMAN ST |
| City | SPENCER |
| State | NC |
| Zip | 28159-1815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8:SINGLE FAM-8 |
| Legal Description | L60-61 |
| Legal Subdivision | OAKDALE HEIGHTS |
| Legal Lot Number | 60 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 50700 |
Source: Rowan County records, as of October 9, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 108 HERMAN ST, SPENCER, NC 28159-1815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2018 · Amount on Record |
| Deed Sale | Apr 27, 2018 · Amount on Record |
| Prior Sale | Apr 27, 2017 · Amount on Record |
| Deed Document Number | 0001308192 |
| Deed Book / Page | 1308 / 0192 |
| Record Updated | Jun 7, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Apr 27, 2017 |
| Property Address | 108 HERMAN ST, SPENCER, NC 28159-1815 |
| Document Number | 0012880896 |
| Book / Page | 001288 / 000896 |
| Instrument Date | Apr 12, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | May 19, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $123.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 3415 VISION DR COLUMBUS OH 432196009, COLUMBUS, OH 43219-6009 |
| Investor | Possibly a Property Investor |
Source: Rowan County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,781.00 | $157,669 Land $18,500 Building $139,169 | $157,669 Land $18,500 Building $139,169 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Aug 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Hotwire Communications, T-Mobile, Windstream.
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