Franklin County property record for 128 Harbor Cir, Alligator Point, FL 32346 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2015 |
| Square Footage | 1,816 sqft Living Area |
| Lot Size | 7,971 sqft (0.183 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $439,000 (2022) |
| Tax Bill | $3,648.00 (2025) |
| Primary APN | 06-07S-01W-1013-0000-0580 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,816 sqft Living Area |
| 1st Floor | 1,816 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Bungalow Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 7,971 sqft (0.183 acres) |
| Depth X Width | 100 ft x 80 ft Depth x Width |
| Deck Area | 40 sqft Deck |
| Porch Area | 381 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 128 HARBOR CIR |
|---|---|
| City | ALLIGATOR POINT |
| State | FL |
| Zip | 32346-5130 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | UNIT 3 LOT 58 ALLIGATOR HARBOR OR/460/88 785/234 886/157 1095/118 1251/154 1323/466 1419/273 |
| Legal Subdivision | ALLIGATOR HARBOR |
| Legal Lot Number | 58 |
| Jurisdiction | FRANKLIN FL |
| Minor Civil Division | CARRABELLE |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 970102 |
Source: Franklin County records · APN 06-07S-01W-1013-0000-0580
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 128 HARBOR CIR, ALLIGATOR POINT, FL 32346-5130 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jan 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 08, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 12, 2022 · Amount on Record |
| Deed Sale | Jan 12, 2022 · Amount on Record |
| Prior Sale | Oct 08, 2019 · Amount on Record |
| Deed Doc Number | 2022203 |
| Deed Book / Page | 1323 / 466 |
| Last Transfer Date | Jun 09, 2025 |
| Transfer Doc | 0019002614 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Jan 12, 2022 |
| Property Address | 128 HARBOR CIR, ALLIGATOR POINT, FL 32346-5130 |
| Document Number | 0019000203 |
| Book / Page | 1323 / 466 |
| Map Reference | MB 4 PG 16 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 202219000203 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | WAKULLA TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,073.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7635 SALEM RD, 7635, BOSTON, GA 31626-3913 |
| Name | Verified Name |
|---|---|
| Address | 128 HARBOR CIR, ALLIGATOR POINT, FL 32346-5130 |
| Document Number | 0000000468 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 1323/468 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Oct 08, 2019 |
| Property Address | 128 HARBOR CIR, ALLIGATOR POINT, FL 32346-5130 |
| Document Number | 0019004603 |
| Book / Page | 1251 / 154 |
| Map Reference | MB 4 PG 16 |
| Instrument Date | Oct 04, 2019 |
| Instrument | 201919004603 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,771.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2329 BRAEBURN CIR, 2329, TALLAHASSEE, FL 32309-3003 |
| Name | Verified Name |
|---|---|
| Address | 7635 SALEM RD, BOSTON, GA 31626-3913 |
| Document Number | 0000000155 |
|---|---|
| Date | Oct 08, 2019 |
| Instrument | 1251/155 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: Franklin County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,648.00 (-5.02%) | $379,248 (-2.75%) Land $40,000 Building $339,248 | $379,248 (-2.75%) Land $40,000 Building $339,248 |
| 2024 | $3,841.00 (+11.04%) Homeowner's exemption | $389,968 (+29.79%) Land $56,000 Building $333,968 | $389,968 (+29.79%) Land $56,000 Building $333,968 |
| 2023 | $3,459.00 (+2.73%) | $300,471 (+5.63%) Land $48,000 Building $252,471 | $300,471 (+5.63%) Land $48,000 Building $252,471 |
| 2022 | $3,367.00 | $284,458 Land $48,000 Building $236,458 | $284,458 Land $48,000 Building $236,458 |
Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 16.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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