146 Harbor Cir, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 146 Harbor Cir, Alligator Point, FL 32346 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1999
Square Footage	1,342 sqft Heated Area
Lot Size	13,547 sqft (0.31 acres)
Garage	Carport
Occupancy	Owner Occupied
Last Sale	$292,900 (2020)
Tax Bill	$2,209.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-07S-01W-1013-0000-0520`

Interior

Building Area	1,342 sqft Heated Area
Gross Area	1,860 sqft Gross Area
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1999
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	13,547 sqft (0.31 acres)
Depth X Width	194 ft x 70 ft Depth x Width
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Deck Area	24 sqft Deck
Porch	Open Porch
Porch Area	398 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	146 HARBOR CIR
City	ALLIGATOR POINT
State	FL
Zip	32346-5130
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	UNIT 3 LOT 52 ALLIGATOR HARBOR OR/178/108 620/482 685/678 1283/655
Legal Range	01W
Legal Township	07S
Legal Section	06
Legal Subdivision	ALLIGATOR HARBOR
Legal Lot Number	52
Legal Unit	3
Jurisdiction	FRANKLIN FL
Minor Civil Division	CARRABELLE
Census Blockgroup	2
Census Block	2006
Census Tract	970102

Owner

Source: Franklin County records · APN 06-07S-01W-1013-0000-0520

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	146 HARBOR CIR, ALLIGATOR POINT, FL 32346-5130
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 02, 2020 · Amount on Record
Deed Sale	Dec 02, 2020 · Amount on Record
Deed Doc Number	202019005807
Deed Book / Page	1283 / 655
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,209.00 (+1.19%) Homeowner's exemption	$242,055 (+2.9%)	$307,379 (-8.99%) Land $67,900 Building $239,479
2024	$2,183.00 (-0.68%) Homeowner's exemption	$235,233 (+3%)	$337,758 (+47.89%) Land $95,060 Building $242,698
2023	$2,198.00 (-15.14%) Homeowner's exemption	$228,382 (+5.3%) Land $44,135 Building $184,247	$228,382 (+5.3%) Land $44,135 Building $184,247
2022	$2,590.00	$216,888 Land $44,135 Building $172,753	$216,888 Land $44,135 Building $172,753

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	17.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.