Ellis County property record for 128 Finlee Ln, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,263 sqft · built 2020 |
| Lot Size | 0.132 acres (5,768 sqft) |
| Owner | Individual Name on File |
| Last Sale | $313,352 (Jul 2025) |
| Tax Bill | $6,145 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Feb 2022 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R277693 |
| Primary APN | R277693 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,263 sqft Living Area |
| Gross Area | 2,789 sqft |
| 1st Floor Area | 2,263 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,768 sqft (0.132 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 128 FINLEE LN |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-1200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 45 BLK O HARMONY PH 4 .1324 AC |
| Legal Subdivision | HARMONY PH 4 |
| Legal Block | O |
| Legal Lot Number | 45 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 60216 |
128 Finlee Ln is owned and occupied by an individual who bought it in July 2025.
Source: Ellis County records, as of September 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 128 FINLEE LN, RED OAK, TX 75154-1200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Aug 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage DAS ACQUISITION |
| Feb 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN |
| Jul 31, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORPO |
| Jul 31, 2025 | Vendor's Lien, Transfer |
| Sep 25, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Aug 31, 2020 | Deed of Trust, Mortgage HOUSING & CMNTY DEV DEPT |
| Apr 1, 2020 | Quit Claim Deed, Transfer · Line of Credit LEGACY BK/TX |
| Jan 13, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2025 · Amount on File |
| Deed Sale | Jul 31, 2025 · Amount on File |
| Prior Sale | Sep 25, 2020 · Amount on File |
| Deed Document Number | 202525281 |
| Prior Transfer Date | Aug 31, 2020 |
| Prior Transfer Doc | 0000034728 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 128 FINLEE LN, RED OAK, TX 75154-1200 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002137668 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 2137668 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 128 FINLEE LN, RED OAK, TX 75154-1200 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 128 FINLEE LN, RED OAK, TX 75154-1200 |
| Document Number | 0002206939 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 2206939 |
| Name | IDAHO HOUSING & FINANCE ASSN |
|---|---|
| Type | Government Agency |
| Address | BOISE, ID 83702 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 343 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 128 FINLEE LN, RED OAK, TX 75154-1200 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1710 N BECKLEY AVE 2313, 2313, DALLAS, TX 75203-1183 |
| Document Number | 0000200000 |
|---|---|
| Date | Jul 31, 2025 |
| Instrument | 2525283 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP CORPO |
|---|---|
| Address | 100 PHOENIX DR STE 300, ANN ARBOR, MI 48108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Feb 1, 2055 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Jul 31, 2025 |
| Property Address | 128 FINLEE LN, RED OAK, TX 75154-1200 |
| Document Number | 0002525281 |
| Map Reference | CAB J SL 752-753 |
| Instrument Date | Jun 4, 2025 |
| Instrument | 2525281 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 128 FINLEE LN, RED OAK, TX 75154-1200 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Sep 25, 2020 |
| Property Address | 128 FINLEE LN, RED OAK, TX 75154-1200 |
| Document Number | 0000034728 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 34728 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5763 S STATE HIGHWAY 205 #100 ROCKWALL TX 750322601, 100, ROCKWALL, TX 75032-2601 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 128 FINLEE LN, RED OAK, TX 75154-1200 |
| Document Number | 0000034731 |
| Instrument Date | Aug 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 0000034731 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 34731 |
| Name | HOUSING & CMNTY DEV DEPT |
|---|---|
| Type | Construction/Development Company |
| Address | PO BOX 13941, AUSTIN, TX 78711-3941 |
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Apr 1, 2020 |
| Property Address | 128 FINLEE LN, RED OAK, TX 75154-1200 |
| Document Number | 0000010643 |
| Instrument Date | Mar 26, 2020 |
| Instrument | 10643 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5763 S STATE HIGHWAY 205 #100 ROCKWALL TX 750322601, 100, ROCKWALL, TX 75032-2601 |
| Document Number | 10644 |
|---|---|
| Date | Apr 1, 2020 |
| Instrument | 10644 |
| Name | LEGACY BK/TX |
|---|---|
| Type | Bank |
| Address | PLANO, TX 75024 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Jan 13, 2020 |
| Property Address | 128 FINLEE LN, RED OAK, TX 75154-1200 |
| Document Number | 0000001190 |
| Instrument Date | Jan 3, 2020 |
| Instrument | 1190 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5763 S STATE HIGHWAY 205 #100 ROCKWALL TX 750322601, 100, ROCKWALL, TX 75032-2601 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 128 Finlee Ln was $6,145 with a homeowner's exemption, up 2.8% from the year before.
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $374,489 (-0.47%) Land $55,000 Building $319,489 | $374,489 (-0.95%) Land $55,000 Building $319,489 | |
| 2025 | $6,145.00 (+2.81%) Homeowner's exemption | $376,271 Land $55,000 Building $323,087 | $378,087 Land $55,000 Building $323,087 |
| 2024 | $5,977.00 (-6.78%) | ||
| 2023 | $6,412.00 | $409,626 Land $55,000 Building $354,626 | $409,626 Land $55,000 Building $354,626 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 128 Finlee Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 Finlee Ln is moderate, ranking above 51% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 74% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RED OAK serves 18,577 people · EPA ID TX0700031 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Element8 Fixed Wireless | 500 / 100 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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