Ellis County property record for 123 Finlee Ln, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,681 sqft · built 2021 |
| Lot Size | 0.141 acres (6,151 sqft) |
| Owner | Individual Name on File |
| Last Sale | $293,600 (Sep 2021) |
| Tax Bill | $4,853 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R281685 |
| Primary APN | R281685 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,681 sqft Living Area |
| Gross Area | 2,129 sqft |
| 1st Floor Area | 1,681 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,151 sqft (0.141 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 123 FINLEE LN |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-1299 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLK N HARMONY PH 5 0.1412 AC |
| Legal Subdivision | HARMONY PH 5 |
| Legal Block | N |
| Legal Lot Number | 5 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 60216 |
123 Finlee Ln is owned and occupied by an individual who bought it in September 2021.
Source: Ellis County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 123 FINLEE LN, RED OAK, TX 75154-1299 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2023 | Deed of Trust, Mortgage · Line of Credit LONE STAR CU |
| Sep 20, 2021 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage INDEPENDENT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2021 · Amount on File |
| Deed Sale | Sep 20, 2021 · Amount on File |
| Deed Document Number | 202141382 |
| Prior Transfer Date | Sep 15, 2021 |
| Prior Transfer Doc | 0000041382 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 123 FINLEE LN, RED OAK, TX 75154-1299 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002311978 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | 2311978 |
| Name | LONE STAR CU |
|---|---|
| Type | Credit Union |
| Address | DALLAS, TX 75228 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 25, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Sep 20, 2021 |
| Property Address | 123 FINLEE LN, RED OAK, TX 75154-1299 |
| Document Number | 0002141382 |
| Map Reference | CAB K SL 195-196 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 2141382 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 FINLEE LN, RED OAK, TX 75154-1299 |
| Document Number | 0002141383 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2141383 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 123 Finlee Ln was $4,853 with a homeowner's exemption, down 8.2% from the year before.
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $308,713 (-1.28%) Land $55,000 Building $253,713 | $308,713 (-1.28%) Land $55,000 Building $253,713 | |
| 2025 | $4,853.00 (-8.23%) Homeowner's exemption | $312,704 Land $55,000 Building $257,704 | $312,704 Land $55,000 Building $257,704 |
| 2024 | $5,288.00 (-6.24%) | ||
| 2023 | $5,640.00 Homeowner's exemption | $363,039 Land $55,000 Building $308,039 | $363,039 Land $55,000 Building $308,039 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 Finlee Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 Finlee Ln is moderate, ranking above 51% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 74% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RED OAK serves 18,577 people · EPA ID TX0700031 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Element8 Fixed Wireless | 500 / 100 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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