128 Fairchild Dr, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 128 Fairchild Dr, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,935 sqft · built 1992
Lot Size	0.512 acres (22,281 sqft)
Owner	2 Individual Names on File
Last Sale	$922,500 (Aug 2017)
Tax Bill	$14,137 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:045.0-0000-0002.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:045.0-0000-0002.0`
Alternative APNs	`M:045.0=0000=0002.0` `1800000001140` `1800000001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,935 sqft Living Area
Gross Area	5,543 sqft
1st Floor Area	1,071 sqft
Basement Area	1,498 sqft
Unfinished Basement	1,049 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	22,281 sqft (0.512 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1800000001140
Street Address	128 FAIRCHILD DR
City	READING
State	MA
Zip	01867-1260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S20
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	3
Census Block	3008
Census Tract	334300

Owner

128 Fairchild Dr is owned and occupied by two individuals who bought it in August 2017.

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	128 FAIRCHILD DR, READING, MA 01867-1260
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · ARM PEOPLES UNITED BANK
Aug 14, 2019	Deed of Trust, Mortgage · ARM PEOPLES UNITED BANK
Aug 14, 2019	Deed of Trust, Mortgage · Balloon Mortgage PEOPLES UNITED BANK
Aug 21, 2017	Quit Claim Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2017 · Amount on File
Deed Sale	Aug 21, 2017 · Amount on File
Deed Book / Page	69803 / 570
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	128 FAIRCHILD DR, READING, MA 01867-1260
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077478-578
Date	Apr 9, 2021
Book Page	77478/578
Instrument	81037

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jan 5, 2028
Index	LIBOR

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	128 FAIRCHILD DR, READING, MA 01867-1260
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73111-9
Date	Aug 14, 2019
Book Page	73111/9
Instrument	120675

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Sep 1, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	128 FAIRCHILD DR, READING, MA 01867-1260
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73111-27
Date	Aug 14, 2019
Book Page	73111/27
Instrument	120676

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Aug 21, 2017
Property Address	128 FAIRCHILD DR, READING, MA 01867-1260
Document Number	69803-570
Book / Page	069803 / 000570
Instrument Date	Aug 18, 2017
Instrument	133884
Transaction Type	Transfer
Record Updated	Mar 5, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,206.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	128 FAIRCHILD DR READING MA 018671260, READING, MA 01867-1260

Mortgage

Document Number	69803-573
Date	Aug 21, 2017
Book Page	069803/000573
Instrument	133885

Lender

Name	GUARANTEED RATE

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2047

Interest

Rate	3.5%

Tax Assessment & Valuation

The 2026 property tax bill for 128 Fairchild Dr was $14,137, up 0.8% from the year before.

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,137.00 (+0.83%)	$1,289,900 (+4.79%) Land $564,700 Building $725,200	$1,347,286 (+5.07%)
2025	$14,020.00 (-0.42%)	$1,230,900 (+2.46%) Land $538,900 Building $692,000	$1,282,215 (+2.62%)
2024	$14,079.00 (+7.14%)	$1,201,300 (+15.09%) Land $525,900 Building $675,400	$1,249,440
2023	$13,141.00	$1,043,800 Land $457,000 Building $586,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Fairchild Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Fairchild Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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