99 Fairchild Dr, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 99 Fairchild Dr, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,773 sqft · built 1992
Lot Size	0.622 acres (27,103 sqft)
Owner	2 Individual Names on Record
Last Sale	$648,000 (Nov 2009)
Tax Bill	$14,485 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:045.0-0000-0022.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:045.0-0000-0022.0`
Alternative APNs	`M:045.0=0000=0022.0` `1810000001110` `1810000001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,773 sqft Living Area
Gross Area	5,078 sqft
Basement Area	1,216 sqft
Unfinished Basement	669 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,103 sqft (0.622 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1810000001110
Street Address	99 FAIRCHILD DR
City	READING
State	MA
Zip	01867-1261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S20
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	3
Census Block	3008
Census Tract	334300

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	99 FAIRCHILD DR, READING, MA 01867-1261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION
Dec 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENTAGON FCU
Nov 1, 2017	Deed of Trust, Mortgage · ARM PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2009 · Amount on Record
Deed Sale	Nov 2, 2009 · Amount on Record
Deed Document Number	2009211993
Deed Book / Page	53773 / 390
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Recording Date	Jun 2, 2026
Property Address	99 FAIRCHILD DR, READING, MA 01867-1261
Document Number	085680-422
Book / Page	85680 / 422
Instrument Date	May 27, 2026
Instrument	202664618
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 FAIRCHILD DR, READING, MA 01867-1261

Mortgage

Document Number	0000064618,
Date	Jun 2, 2026
Book Page	85680/422
Instrument	202664618

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	99 FAIRCHILD DR, READING, MA 01867-1261
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079392-281
Date	Dec 21, 2021
Book Page	79392/281
Instrument	274328

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	99 FAIRCHILD DR, READING, MA 01867-1261
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70171-421
Date	Nov 1, 2017
Book Page	70171/421
Instrument	177947

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Margin	2

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,485.00 (+0.81%)	$1,321,600 (+4.76%) Land $553,400 Building $759,600	$1,445,348 (+11.75%)
2025	$14,368.00 (-0.44%)	$1,261,500 (+2.44%) Land $528,100 Building $733,400	$1,293,330 (+4.23%)
2024	$14,432.00 (+7.03%)	$1,231,400 (+14.98%) Land $515,400 Building $716,000	$1,240,890
2023	$13,484.00	$1,071,000 Land $447,800 Building $623,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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