128 Emanuelle Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 128 Emanuelle Dr, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,405 sqft · built 2021
Lot Size	0.143 acres (6,242 sqft)
Owner	Individual Name on Record
Last Sale	$217,990 (May 2021)
Tax Bill	$3,068 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-690587-000070`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-690587-000070`
Alternative APNs	`232926690587000070` `32926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,405 sqft Living Area
Gross Area	1,846 sqft
1st Floor Area	1,405 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	6,242 sqft (0.143 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Unfinished Open Porch

Location & Zoning

Street Address	128 EMANUELLE DR
City	WINTER HAVEN
State	FL
Zip	33884-3453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAMAR PHASE 1 PB 176 PGS 50-58 LOT 7
Legal Range	26E
Legal Township	29S
Legal Section	23
Legal Subdivision	VILLAMAR PHASE 1
Legal Phase	1
Legal Block	4
Legal Lot Number	7
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	4
Census Block	4059
Census Tract	14501

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	128 EMANUELLE DR, WINTER HAVEN, FL 33884-3453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Deed Document Number	2021119834
Deed Book / Page	11706 / 1414
Record Updated	Oct 29, 2026

May 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 7, 2021
Property Address	128 EMANUELLE DR, WINTER HAVEN, FL 33884-3453
Document Number	0000119833
Book / Page	11706 / 1414
Map Reference	MB 176 PG 50-58
Instrument Date	Apr 29, 2021
Instrument	2021119833
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 23, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,526.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 EMANUELLE DR, WINTER HAVEN, FL 33884-3453

Mortgage

Document Number	0117061415
Date	May 7, 2021
Instrument	11706/1415

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,771 (-0.37%) Land $50,000 Building $156,771	$206,771 (-0.37%) Land $50,000 Building $156,771
2025	$3,068.00 (-43.79%) Homeowner's exemption	$207,538 (-6.82%) Land $50,000 Building $157,538	$207,538 (-6.82%) Land $50,000 Building $157,538
2023	$5,458.00 (-5.96%) Homeowner's exemption	$222,721 (+13.2%) Land $48,000 Building $174,721	$222,721 (+13.2%) Land $48,000 Building $174,721
2022	$5,804.00	$196,749 Land $40,000 Building $156,749	$196,749 Land $40,000 Building $156,749

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 97 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	97 in force
Nearby Flood Claims	8 (2004–2022)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20