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120 Emanuelle Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 120 Emanuelle Dr, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,616 sqft · built 2021
Lot Size0.143 acres (6,247 sqft)
Owner2 Individual Names on File
Last Sale$299,990 (Jun 2021)
Tax Bill$2,926 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-23-690587-000050

Property Details

APN / Parcel Number

Primary APN26-29-23-690587-000050
Alternative APNs
  • 232926690587000050
  • 32926000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,616 sqft Living Area
Gross Area3,056 sqft
1st Floor Area1,088 sqft
Upper Floors Area1,528 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area6,247 sqft (0.143 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area440 sqft
PorchUnfinished Open Porch

Location & Zoning

Street Address120 EMANUELLE DR
CityWINTER HAVEN
StateFL
Zip33884-3453
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAMAR PHASE 1 PB 176 PGS 50-58 LOT 5
Legal Range26E
Legal Township29S
Legal Section23
Legal SubdivisionVILLAMAR PHASE 1
Legal Phase1
Legal Block4
Legal Lot Number5
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4059
Census Tract14501

Owner

120 Emanuelle Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address120 EMANUELLE DR, WINTER HAVEN, FL 33884-3453
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2021 · Amount on File
Deed SaleJun 25, 2021 · Amount on File
Deed Document Number2021165192
Deed Book / Page11776 / 1251
Record UpdatedOct 29, 2026

June 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateJun 25, 2021
Property Address120 EMANUELLE DR, WINTER HAVEN, FL 33884-3453
Document Number0000165192
Book / Page11776 / 1251
Map ReferenceMB 176 PG 50-58
Instrument DateJun 18, 2021
Instrument2021165192
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 23, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address120 EMANUELLE DR, WINTER HAVEN, FL 33884-3453

Mortgage

Document Number0117761252
DateJun 25, 2021
Instrument11776/1252
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 120 Emanuelle Dr was $2,926 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$205,357 (+2.7%)$282,027 (+0.34%) Land $50,000 Building $232,027
2025$2,926.00 Homeowner's exemption$199,958$281,078 Land $50,000 Building $231,078
2023$4,814.00 (+1.73%) Homeowner's exemption$188,663 (+3%)$299,360 (+26.16%) Land $48,000 Building $251,360
2022$4,732.00 Homeowner's exemption$183,168$237,288 Land $40,000 Building $197,288

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Emanuelle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 97 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies97 in force
Nearby Flood Claims8 (2004–2022)
Claims Outside the SFHA4 of 8
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Emanuelle Dr is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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