128 E Windemere Ave, Royal Oak, MI 48073 Property Records

Oakland County property record for 128 E Windemere Ave, Royal Oak, MI 48073

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,398 sqft · built 1942
Lot Size0.141 acres (6,142 sqft)
OwnerIndividual Name on File
Tax Bill$2,343 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2019 Transfer
Flood ZoneZone X (minimal risk)
APN72-25-03-354-010

Property Details

APN / Parcel Number

Primary APN72-25-03-354-010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,398 sqft Living Area
1st Floor Area1,181 sqft
Basement Area809 sqft
Unfinished Basement1,181 sqft

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,142 sqft (0.141 acres)
Lot Dimensions137 ft deep x 44.6 ft wide
Garage Area411 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area79 sqft
Deck Area14 sqft
Patio Area14 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address128 E WINDEMERE AVE
CityROYAL OAK
StateMI
Zip48073-2617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeONE FAM
Legal DescriptionT1N, R11E, SEC 3 OAK RUN SUB LOT 217
Legal Range11E
Legal Township01N
Legal Section03
Legal SubdivisionOAK RUN SUB
Legal Lot Number217
JurisdictionOAKLAND MI
Township / Civil DivisionROYAL OAK
Census Block Group4
Census Block4018
Census Tract183100

Owner

128 E Windemere Ave is owned and occupied by an individual who acquired it in March 2019.

Source: Oakland County records, as of July 2, 2026

Owner of RecordIndividual Name on File
Mailing Address128 E WINDEMERE AVE, ROYAL OAK, MI 48073-2617
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
MMS MORTGAGE SERVICES LTD
Mar 15, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 11, 2019
Transfer Doc0000034846
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address128 E WINDEMERE AVE, ROYAL OAK, MI 48073-2617
Transaction TypeMortgage
Record UpdatedMar 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 E WINDERMERE AVE, ROYAL OAK, MI 48073-2617

Mortgage

Document Number0000046303
DateFeb 22, 2021
Book Page55746/258
Instrument46303
Lender
NameMMS MORTGAGE SERVICES LTD
TypeMortgage Company
AddressFARMINGTON, MI 48331
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueMar 1, 2031

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateMar 15, 2019
Property Address128 E WINDEMERE AVE, ROYAL OAK, MI 48073-2617
Document Number0000034846
Book / Page052648 / 000800
Instrument DateMar 11, 2019
Instrument34846
Transaction TypeTransfer
Record UpdatedMar 29, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 E WINDEMERE AVE ROYAL OAK MI 480732617, ROYAL OAK, MI 48073-2617

Tax Assessment & Valuation

The 2025 property tax bill for 128 E Windemere Ave was $2,343 with a homeowner's exemption, down 22.1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityRoyal Oak City
Unified School DistrictRoyal Oak City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,343.00 (-22.08%) Homeowner's exemption$145,710$291,420
2024$3,007.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 E Windemere Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2020–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 128 E Windemere Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROYAL OAK
serves 57,236 people · EPA ID MI0005830
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionMay 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
123.NET
Fiber
6,000 / 6,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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