Oakland County property record for 125 E Windemere Ave, Royal Oak, MI 48073
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,795 sqft · built 2013 |
| Lot Size | 0.177 acres (7,710 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $424,900 (Jun 2014) |
| Tax Bill | $6,125 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-03-353-038 |
| Primary APN | 72-25-03-353-038 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,795 sqft Living Area |
| 1st Floor Area | 1,165 sqft |
| Basement Area | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Lot Area | 7,710 sqft (0.177 acres) |
| Lot Dimensions | 140 ft deep x 55 ft wide |
| Garage Area | 473 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 81 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 125 E WINDEMERE AVE |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48073-2616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ONE FAM |
| Legal Description | T1N, R11E, SEC 3 OAK RUN SUB E 5 FT OF LOT 160, ALSO ALL OF LOT 161 2-11-13 FR 019 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 03 |
| Legal Subdivision | OAK RUN SUB |
| Legal Lot Number | 160 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 183100 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 125 E WINDEMERE AVE, ROYAL OAK, MI 48073-2616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Dec 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| May 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2014 · Amount on Record |
| Deed Sale | Jun 13, 2014 · Amount on Record |
| Deed Document Number | 2014112198 |
| Deed Book / Page | 47124 / 626 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 125 E WINDEMERE AVE, ROYAL OAK, MI 48073-2616 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 125 E WINDEMERE AVE, ROYAL OAK, MI 48073-2616 |
| Document Number | 0000472517 |
|---|---|
| Date | Nov 17, 2022 |
| Book Page | 58265/591 |
| Instrument | 472517 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Dec 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | 1-Year T-Bill |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 125 E WINDEMERE AVE, ROYAL OAK, MI 48073-2616 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 125 EWINDEMERE AVE, ROYAL OAK, MI 48073 |
| Document Number | 0000261663 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 55306/625 |
| Instrument | 261663 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 125 E WINDEMERE AVE, ROYAL OAK, MI 48073-2616 |
| Document Number | 0000095988 |
| Instrument Date | May 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 125 E WINDEMERE AVE ROYAL OAK MI 480732616, ROYAL OAK, MI 48073-2616 |
| Document Number | 0000095988 |
|---|---|
| Date | Jun 14, 2019 |
| Book Page | 052932/000172 |
| Instrument | 95988 |
| Name | MICHIGAN SCHOOLS & GOV'T CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 13, 2029 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,125.00 (-22.07%) Homeowner's exemption | $252,130 | $504,260 |
| 2024 | $7,860.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2020–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.NET Fiber | 6,000 / 6,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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