128 E Virginia Ln, Clearwater, FL 33759 Property Records

Pinellas County property record for 128 E Virginia Ln, Clearwater, FL 33759

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,842 sqft · built 1955
Lot Size	0.203 acres (8,838 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Apr 2026)
Tax Bill	$1,318 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-763-0515-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-763-0515-0`
Alternative APNs	`08-29-16-94284-003-0050` `291608942840030050` `162908942840030050` `R89489`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,842 sqft Living Area
Gross Area	2,502 sqft
1st Floor Area	1,842 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,838 sqft (0.203 acres)
Lot Dimensions	114 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	372 sqft
Shed	1 Shed
Shed Area	60 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R89489
Street Address	128 E VIRGINIA LN
City	CLEARWATER
State	FL
Zip	33759-2429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	VIRGINIA GROVES ESTATES BLK 3, LOT 5
Legal Range	16E
Legal Township	29S
Legal Section	8
Legal Subdivision	VIRGINIA GROVES ESTATES
Legal Tract	94284
Legal Block	3
Legal Lot Number	5
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2006
Census Tract	26804

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1511 LEMON ST, CLEARWATER, FL 33756-2342
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOC L.P
Apr 1, 2026	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING
Jun 24, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Feb 11, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage RP FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on File
Deed Sale	Apr 1, 2026 · Amount on File
Prior Sale	Oct 1, 1993 · Amount on File
Deed Document Number	202687578
Deed Book / Page	23508 / 517
Prior Transfer Date	May 23, 2022
Prior Transfer Doc	0221131311
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 1, 2026
Property Address	128 E VIRGINIA LN, CLEARWATER, FL 33759-2429
Document Number	0000087578
Book / Page	23508 / 517
Instrument Date	Mar 31, 2026
Instrument	202687578
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1511 LEMON ST, CLEARWATER, FL 33756-2342

Mortgage

Document Number	0000087579,
Date	Apr 1, 2026
Instrument	202687579

Lender

Name	PROVIDENT FUNDING ASSOC L.P

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 1, 2026
Property Address	128 E VIRGINIA LN, CLEARWATER, FL 33759-2429
Document Number	0235080517
Book / Page	23508 / 517
Instrument Date	Mar 31, 2026
Instrument	202687578
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1511 LEMON ST, CLEARWATER, FL 33756-2342

Mortgage

Document Number	0000087579,
Date	Apr 1, 2026
Instrument	202687579

Lender

Name	PROVIDENT FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Jun 24, 2022
Property Address	128 E VIRGINIA LN, CLEARWATER, FL 33759-2429
Document Number	0221131311
Book / Page	22113 / 1311
Map Reference	MB 36 PG 68&69
Instrument Date	May 23, 2022
Instrument	2022197694
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 E VIRGINIA LN, 128, CLEARWATER, FL 33759-2429

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	128 E VIRGINIA LN, CLEARWATER, FL 33759-2429

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Feb 11, 2020
Property Address	128 E VIRGINIA LN, CLEARWATER, FL 33759-2429
Document Number	0208800197
Book / Page	20880 / 0197
Map Reference	MB 36 PG 68&69
Instrument Date	Jan 24, 2020
Instrument	2020047465
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 E VIRGINIA LN, CLEARWATER, FL 33759-2429

Mortgage

Document Number	0208800199
Date	Feb 11, 2020
Instrument	20880/0199

Lender

Name	RP FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,318.00 (+6.55%)	$112,796 (+5.99%)	$291,872 (+13.47%) Land $122,968 Building $168,904
2024	$1,237.00 (+0.9%)
2023	$1,226.00 (-3.77%) Homeowner's exemption Widower's exemption	$106,424 (+3%)	$257,231 (+11.03%) Land $148,845 Building $108,386
2022	$1,274.00 Homeowner's exemption	$103,324	$231,682 Land $147,923 Building $83,759

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	105 units insured incl. 88 condo units
Nearby Flood Claims	19 (1979–2024)
Claims Outside the SFHA	15 of 19
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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