124 E Virginia Ln, Clearwater, FL 33759 Property Records

Pinellas County property record for 124 E Virginia Ln, Clearwater, FL 33759

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,028 sqft · built 1955
Lot Size	0.172 acres (7,479 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Oct 2025)
Tax Bill	$5,018 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-763-0513-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-763-0513-5`
Alternative APNs	`08-29-16-94284-003-0030` `291608942840030030` `162908942840030030` `R89487`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,028 sqft Living Area
Gross Area	1,326 sqft
1st Floor Area	1,028 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,479 sqft (0.172 acres)
Lot Dimensions	104 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	234 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	196 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R89487
Street Address	124 E VIRGINIA LN
City	CLEARWATER
State	FL
Zip	33759-2429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	VIRGINIA GROVES ESTATES BLK 3, LOT 3
Legal Range	16E
Legal Township	29S
Legal Section	8
Legal Subdivision	VIRGINIA GROVES ESTATES
Legal Tract	94284
Legal Block	3
Legal Lot Number	3
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2006
Census Tract	26804

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	15714 2ND ST E, REDINGTON BEACH, FL 33708-1753
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 22, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Mar 11, 2020	Deed of Trust, Mortgage · FHA Mortgage INTEGRITY FINANCIAL SERVICES OF TAMPA BA
Jul 26, 2018	Warranty Deed, Transfer · FHA Mortgage INTEGRITY FINCL SVCS OF TAMPA BAY I

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2025 · Amount on File
Deed Sale	Oct 22, 2025 · Amount on File
Prior Sale	Jul 26, 2018 · Amount on File
Deed Document Number	2025300402
Deed Book / Page	23335 / 1081
Prior Transfer Date	Jan 8, 2008
Prior Transfer Doc	0161281533
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	124 E VIRGINIA LN, CLEARWATER, FL 33759-2429
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 E VIRGINIA LN, CLEARWATER, FL 33759-2429
Investor	Possibly a Property Investor

Mortgage

Document Number	0218130664
Date	Nov 19, 2021
Book Page	21813/664
Instrument	2021376784

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 22, 2025
Property Address	124 E VIRGINIA LN, CLEARWATER, FL 33759-2429
Document Number	0233351081
Book / Page	23335 / 1081
Map Reference	MB 36 PG 68&69
Instrument Date	Oct 15, 2025
Instrument	2025300402
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,093.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4210 W GRAY ST UNIT 6, 6, TAMPA, FL 33609-2262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15714 2ND ST E, REDINGTON BEACH, FL 33708-1753

Mortgage

Document Number	0233351083
Date	Oct 22, 2025
Instrument	23335/1083

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	124 E VIRGINIA LN, CLEARWATER, FL 33759-2429
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0209180148
Date	Mar 11, 2020
Book Page	20918/148
Instrument	2020082571

Lender

Name	INTEGRITY FINANCIAL SERVICES OF TAMPA BA
Type	Non-Lending Institution
Address	LARGO, FL 33773

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 26, 2018
Property Address	124 E VIRGINIA LN, CLEARWATER, FL 33759-2429
Document Number	0201421378
Book / Page	20142 / 1378
Map Reference	MB 36 PG 68&69
Instrument Date	Jul 18, 2018
Instrument	2018237382
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	FIRST TITLE SOURCE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3945 43RD ST S, 3945, SAINT PETERSBURG, FL 33711-4249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 E VIRGINIA LN, CLEARWATER, FL 33759-2429

Mortgage

Document Number	2018237383
Date	Jul 26, 2018
Instrument	2018237383

Lender

Name	INTEGRITY FINCL SVCS OF TAMPA BAY I
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,018.00 (+7.52%)	$292,208 (-0.4%) Land $114,963 Building $177,245	$292,208 (-0.4%) Land $114,963 Building $177,245
2024	$4,667.00 (+3.55%)	$293,382 (+5.82%)	$293,382 (+5.82%) Land $145,246 Building $148,136
2023	$4,507.00 (+10.3%)	$277,244 (+17.31%)	$277,244 (+17.31%) Land $144,517 Building $132,727
2022	$4,086.00	$236,335	$236,335 Land $137,850 Building $98,485

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	105 units insured incl. 88 condo units
Nearby Flood Claims	19 (1979–2024)
Claims Outside the SFHA	15 of 19
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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