128 E Spruce St, Ontario, CA 91761 Property Records

San Bernardino County property record for 128 E Spruce St, Ontario, CA 91761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,236 sqft · built 1974
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$412,000 (Mar 2018)
Tax Bill	$5,078 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1050-571-12-0000`

Property Details

APN / Parcel Number

Primary APN	`1050-571-12-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
Gross Area	1,678 sqft
1st Floor Area	1,236 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Modern
Construction Type	Frame
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	82 sqft
Patio Area	82 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	128 E SPRUCE ST
City	ONTARIO
State	CA
Zip	91761-5363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 8729 LOT 5
Legal Subdivision	TRACT NO 8729
Legal Tract	8729
Legal Block	3
Legal Lot Number	5
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3006
Census Tract	1810

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	128 E SPRUCE ST, ONTARIO, CA 91761-5363
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2020	· Conventional Mortgage AAA CAPITAL INVESTMENT INC
Mar 2, 2018	Grant Deed, Transfer · Conventional Mortgage AAA CAPITAL INVESTMENT INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2018 · Amount on Record
Deed Sale	Mar 2, 2018 · Amount on Record
Prior Sale	Jul 24, 1995 · Amount on Record
Deed Document Number	201875913
Prior Transfer Date	Jan 9, 2007
Prior Transfer Doc	0000031124
Record Updated	Oct 29, 2026

February 2020:

Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 24, 2020
Property Address	128 E SPRUCE ST, ONTARIO, CA 91761-5363
Document Number	0000063952
Map Reference	MB 117 PG 83-86
Instrument Date	Feb 7, 2020
Instrument	2020-0063952
Record Updated	Jul 22, 2022
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 E SPRUCE ST, ONTARIO, CA 91761-5363

Mortgage

Document Number	0000063953
Date	Feb 24, 2020
Instrument	2020-0063953

Lender

Name	AAA CAPITAL INVESTMENT INC
Type	Non-Lending Institution
Address	ALHAMBRA, CA 91801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 2, 2018
Property Address	128 E SPRUCE ST, ONTARIO, CA 91761-5363
Document Number	0000075913
Map Reference	MB 117 PG 83-86
Instrument Date	Feb 6, 2018
Instrument	2018-0075913
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	WESTERN RESOURCES TITLE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	128 E SPRUCE ST, ONTARIO, CA 91761-5363

Mortgage

Document Number	0000075914
Date	Mar 2, 2018
Instrument	2018-0075914

Lender

Name	AAA CAPITAL INVESTMENT INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$478,162 (+2%) Land $167,357 Building $310,805
2025	$5,078.00 (+5.35%) Homeowner's exemption	$468,786 (+4.04%) Land $164,075 Building $304,711
2023	$4,820.00 (+1.37%) Homeowner's exemption	$450,582 Land $157,704 Building $292,878
2022	$4,755.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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