102 E Spruce St, Ontario, CA 91761 Property Records

San Bernardino County property record for 102 E Spruce St, Ontario, CA 91761 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,125 sqft · built 1974
Lot Size	0.168 acres (7,300 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Mar 2021)
Tax Bill	$5,276 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1050-571-08-0000`

Property Details

APN / Parcel Number

Primary APN	`1050-571-08-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,125 sqft Living Area
Gross Area	1,605 sqft
1st Floor Area	1,125 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,300 sqft (0.168 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	324 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	102 E SPRUCE ST
City	ONTARIO
State	CA
Zip	91761-5363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 8729 LOT 1
Legal Subdivision	TRACT NO 8729
Legal Tract	8729
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3006
Census Tract	1810

Owner

Source: San Bernardino County records · APN 1050-571-08-0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	102 E SPRUCE ST, ONTARIO, CA 91761-5363
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Mar 23, 2021	Intrafamily Transfer, Transfer SERVICELINK
Mar 23, 2021	Grant Deed, Transfer · Conventional Mortgage PNC BANK NA
May 10, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
May 10, 2017	Grant Deed, Transfer · Conventional Mortgage IMPAC MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 23, 2021 · Amount on Record
Deed Sale	Mar 23, 2021 · Amount on Record
Prior Sale	May 10, 2017 · Amount on Record
Deed Document Number	2021131568
Prior Transfer Date	Mar 08, 2021
Prior Transfer Doc	0000131567
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	102 E SPRUCE ST, ONTARIO, CA 91761-5363
Transaction Type	Mortgage
Record Updated	Apr 07, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E SPRUCE ST, ONTARIO, CA 91761-5363

Mortgage

Document Number	0000071228
Date	Mar 18, 2026
Instrument	2026-0071228

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 23, 2021
Property Address	102 E SPRUCE ST, ONTARIO, CA 91761-5363
Document Number	0000131567
Map Reference	MB 117 PG 83-86
Instrument Date	Mar 08, 2021
Instrument	2021-0131567
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E SPRUCE ST, ONTARIO, CA 91761-5363

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 23, 2021
Property Address	102 E SPRUCE ST, ONTARIO, CA 91761-5363
Document Number	0000131568
Map Reference	MB 117 PG 83-86
Instrument Date	Mar 08, 2021
Instrument	2021-0131568
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	NATIONALLINK

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E SPRUCE ST, ONTARIO, CA 91761-5363

Mortgage

Document Number	0000131569
Date	Mar 23, 2021
Instrument	2021-0131569

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 10, 2017
Property Address	102 E SPRUCE ST, ONTARIO, CA 91761-5363
Document Number	0000193473
Instrument Date	May 02, 2017
Instrument	193473
Transaction Type	Transfer
Record Updated	May 26, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	102 E SPRUCE ST ONTARIO CA 917615363, ONTARIO, CA 91761-5363

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 10, 2017
Property Address	102 E SPRUCE ST, ONTARIO, CA 91761-5363
Document Number	0000193472
Map Reference	MB117 PG83-86
Instrument Date	Apr 10, 2017
Instrument	2017-0193472
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3402 MILLBURY AVE, BALDWIN PARK, CA 91706-5441

Mortgage

Document Number	0000193474
Date	May 10, 2017
Instrument	2017-0193474

Lender

Name	IMPAC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$489,498 (+2%) Land $170,358 Building $319,140
2025	$5,276.00 (+5.27%)	$479,900 (+4.04%) Land $167,018 Building $312,882
2023	$5,012.00 (+1.33%)	$461,264 Land $160,532 Building $300,732
2022	$4,946.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 402 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Spectrum, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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