128 E Prospect St, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 128 E Prospect St, Waldwick, NJ 07463 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Architecture Style	Cape Cod
Year Built	Built 1954
Square Footage	1,878 sqft Living Area
Lot Size	5,001 sqft (0.115 acres)
Occupancy	Owner Occupied
Tax Bill	$10,674.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`64-00047-0000-00010`
Alternative APN	`640004700010`

Interior

Building Area	1,878 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	5,001 sqft (0.115 acres)
Depth X Width	100 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces

Location & Zoning

Street Address	128 E PROSPECT ST
City	WALDWICK
State	NJ
Zip	07463-2240
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	50X100 2 LT.
Legal Subdivision	RIDGEWALD HIGHLANDS
Legal Block	47
Legal Lot Number	10
Jurisdiction	BERGEN NJ
Minor Civil Division	WALDWICK
Census Blockgroup	3
Census Block	3011
Census Tract	56100

Owner

Source: Bergen County and Waldwick Borough records · APN 64-00047-0000-00010

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	128 E PROSPECT ST, WALDWICK, NJ 07463-2240
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	128 E PROSPECT ST, WALDWICK, NJ 07463-2240
Document Number	0029541081
Instrument Date	May 05, 2018
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 E PROSPECT ST WALDWICK NJ 074632240, WALDWICK, NJ 07463-2240

Mortgage

Document Number	0029541081
Date	May 31, 2018
Book Page	002954/001081
Instrument	38209

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,100 (-) Land $243,000 Building $222,100	$465,100 (-) Land $243,000 Building $222,100
2025	$10,674.00 (+3.66%)	$465,100 (+36.75%) Land $243,000 Building $222,100	$465,100 (+36.75%) Land $243,000 Building $222,100
2024	$10,297.00 (+6.31%)
2023		$340,100 Land $198,000 Building $142,100	$340,100 Land $198,000 Building $142,100
2022	$9,686.00