Bergen County and Waldwick Borough property record for 124 E Prospect St, Waldwick, NJ 07463 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Cape Cod |
| Year Built | Built 1948 |
| Square Footage | 1,459 sqft Living Area |
| Lot Size | 3,999 sqft (0.092 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $610,000 (2026) |
| Tax Bill | $10,796.00 (2025) |
| Primary APN | 64-00047-0000-00005 |
|---|---|
| Alternative APN |
|
| Building Area | 1,459 sqft Living Area |
|---|---|
| Stories | 1 Stories |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 3,999 sqft (0.092 acres) |
| Depth X Width | 100 ft x 40 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Street Address | 124 E PROSPECT ST |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2240 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 40X100 |
| Legal Block | 47 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | WALDWICK |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records · APN 64-00047-0000-00005
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 124 E PROSPECT ST, WALDWICK, NJ 07463-2240 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenants In Common |
| Date | Document |
|---|---|
| Jan 27, 2026 | Deed, Transfer · Conventional Mortgage LUMINATE BANK |
| Sep 20, 2017 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 27, 2026 · Amount on Record |
| Deed Sale | Jan 27, 2026 · Amount on Record |
| Prior Sale | Jun 06, 1995 · Amount on Record |
| Deed Doc Number | 20265414 |
| Deed Book / Page | 5710 / 119 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 27, 2026 |
| Property Address | 124 E PROSPECT ST, WALDWICK, NJ 07463-2240 |
| Document Number | 0057100119 |
| Book / Page | 5710 / 119 |
| Instrument Date | Jul 14, 2025 |
| Instrument | 2026005414 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Title Company | FORTRESS TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,291.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 SHALLOW RUN LN, BEAUFORT, SC 29907-3626 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 124 E PROSPECT ST, WALDWICK, NJ 07463-2240 |
| Document Number | 2026005415 |
|---|---|
| Date | Jan 27, 2026 |
| Instrument | 2026005415 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 367 Months |
| Due | Aug 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 124 E PROSPECT ST, WALDWICK, NJ 07463-2240 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0027270176 |
|---|---|
| Date | Sep 20, 2017 |
| Book Page | 02727/0176 |
| Instrument | 17-070259 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $470,400 (-) Land $226,800 Building $243,600 | $470,400 (-) Land $226,800 Building $243,600 | |
| 2025 | $10,796.00 (+3.66%) | $470,400 (+37.18%) Land $226,800 Building $243,600 | $470,400 (+37.18%) Land $226,800 Building $243,600 |
| 2024 | $10,415.00 (+6.66%) | ||
| 2023 | $342,900 Land $185,400 Building $157,500 | $342,900 Land $185,400 Building $157,500 | |
| 2022 | $9,765.00 |
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