128 E Commerce St, Whiteville, NC 28472 Property Records

Columbus County property record for 128 E Commerce St, Whiteville, NC 28472

Property Summary

Property Type	Restaurant
Details	2,382 sqft · built 1969
Owner	Individual Name on Record
Last Sale	$55,000 (Jul 2019)
Tax Bill	$1,311 (2024)
Deeds & Mortgages	Jul 2019 Sale & Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`0280.02-97-7719.000`

Property Details

APN / Parcel Number

Primary APN	`0280.02-97-7719.000`
Alternative APNs	`01-08655` `003221`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,382 sqft Total Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 1969
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Rolled Roofing

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01-08655
Street Address	128 E COMMERCE ST
City	WHITEVILLE
State	NC
Zip	28472-4715
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	JCTWL LLC
Jurisdiction	COLUMBUS NC
Township / Civil Division	WHITEVILLE
Census Block Group	3
Census Block	3053
Census Tract	930900

Owner

Source: Columbus County records, as of November 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	128 E COMMERCE ST, WHITEVILLE, NC 28472-4715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2019 · Amount on Record
Deed Sale	Jul 24, 2019 · Amount on Record
Prior Sale	Nov 8, 2006 · Amount on Record
Deed Document Number	2019003435
Deed Book / Page	1207 / 0574
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBUS NC
Recording Date	Jul 24, 2019
Property Address	128 E COMMERCE ST, WHITEVILLE, NC 28472-4715
Document Number	1207/0574
Book / Page	1207 / 0574
Instrument Date	Jul 22, 2019
Instrument	2019003435
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1610 JAMES B WHITE HWY N, 1610, WHITEVILLE, NC 28472-8956

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 E COMMERCE ST, WHITEVILLE, NC 28472-4715

Mortgage

Document Number	2019003436
Date	Jul 24, 2019
Instrument	2019003436

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Columbus County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Columbus County
Municipality	Whiteville City
Unified School District	Whiteville City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025		$72,800 (-) Land $35,400 Building $37,400
2024	$1,311.00 (+4.13%)
2023	$1,259.00	$72,800 Land $35,400 Building $37,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 6, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	20 (2016–2025)
Claims Outside the SFHA	1 of 20
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITEVILLE serves 5,426 people · EPA ID NC0424010
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Focus Broadband, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Commerce St

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