115 E Commerce St, Whiteville, NC 28472 Property Records

Columbus County property record for 115 E Commerce St, Whiteville, NC 28472

Property Summary

Property Type	Apartments (5+ Units)
Details	7,049 sqft · built 1935
Owner	Company Name on File
Last Sale	$85,000 (Dec 2018)
Tax Bill	$3,216 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0280.02-98-7001.000`

Property Details

APN / Parcel Number

Primary APN	`0280.02-98-7001.000`
Alternative APNs	`01-08039` `003054`

Interior

Stories	1 Story
Building Area	7,049 sqft Total Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 1935
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Rolled Roofing

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01-08039
Street Address	115 E COMMERCE ST
City	WHITEVILLE
State	NC
Zip	28472-4707
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	PAUL LEDER
Jurisdiction	COLUMBUS NC
Township / Civil Division	WHITEVILLE
Census Block Group	3
Census Block	3048
Census Tract	930900

Owner

Source: Columbus County records · APN 0280.02-98-7001.000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	135 E MAIN ST, WHITEVILLE, NC 28472-4131
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 17, 2018 · Amount on Record
Deed Sale	Dec 17, 2018 · Amount on Record
Deed Document Number	0001193264
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBUS NC
Property Address	115 E COMMERCE ST, WHITEVILLE, NC 28472-4707
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 E MAIN ST, WHITEVILLE, NC 28472-4131

Mortgage

Document Number	001299/388
Date	Aug 31, 2022
Book Page	1299/388
Instrument	2022004774

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	LORIS, SC 29569

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Aug 31, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Columbus County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Columbus County
Municipality	Whiteville City
Unified School District	Whiteville City Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025		$201,100 (-) Land $28,900 Building $172,200
2024	$3,216.00 (+2.88%)
2023	$3,126.00	$201,100 Land $28,900 Building $172,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 6, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	20 (2016–2025)
Claims Outside the SFHA	1 of 20
Most Recent Claim	Oct 2025 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Atlantic Telephone Membership, Spectrum.

Based on FCC filings for 170 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF WHITEVILLE serves 5,426 people
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.