Brunswick County property record for 128 E Beach Dr, Oak Island, NC 28465
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 2,432 sqft · built 2023 |
| Lot Size | 0.171 acres (7,449 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,632 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jul 2022 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 234MC01201 |
| Primary APN | 234MC01201 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Building Area | 2,432 sqft Heated Area |
| Gross Area | 5,288 sqft |
| 1st Floor Area | 1,216 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Precast Concrete Panel |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Flat |
| Roof Material | Urethane Foam |
| Lot Area | 7,449 sqft (0.171 acres) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80129631 |
|---|---|
| Street Address | 128 E BEACH DR |
| City | OAK ISLAND |
| State | NC |
| Zip | 28465-6971 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | L-2 B-61 WLB PLAT 2.5/189 & 2.5/242 |
| Legal Subdivision | WEST LONG BEACH BY IL R. HEWETT SURVEYOR |
| Legal Block | 61 |
| Legal Lot Number | 2 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SMITHVILLE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 20314 |
128 E Beach Dr, a single family home, is owned by two individuals.
Source: Brunswick County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3506 ROUND HILL RD, GREENSBORO, NC 27408-3108 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jul 12, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 128 E BEACH DR, OAK ISLAND, NC 28465-6971 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3506 ROUND HILL ROAD, HERMITAGE, PA 16148 |
| Document Number | 0048840230 |
|---|---|
| Date | Jul 18, 2022 |
| Book Page | 4884/230 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | NEW BETHLEHEM, PA 16242 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Aug 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jul 12, 2022 |
| Property Address | 128 E BEACH DR, OAK ISLAND, NC 28465-6971 |
| Document Number | 0048810949 |
| Book / Page | 4881 / 949 |
| Instrument Date | Jul 11, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3506 ROUND HILL RD, 3506, GREENSBORO, NC 27408-3108 |
| Name | Verified Name |
|---|---|
| Address | 3506 ROUND HILL RD, GREENSBORO, NC 27408-3108 |
The 2025 property tax bill for 128 E Beach Dr was $4,632.
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Oak Island Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,212,520 (-) Land $445,000 Building $767,520 | $1,212,520 (-) Land $445,000 Building $767,520 | |
| 2025 | $4,632.00 | $1,212,520 Land $445,000 Building $767,520 | $1,212,520 Land $445,000 Building $767,520 |
| 2023 | $445,000 Land $445,000 | $445,000 Land $445,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 128 E Beach Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 613 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 613 in force |
| Nearby Flood Claims | 123 (1989–2025) |
| Most Recent Claim | Mar 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 E Beach Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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