Brunswick County property record for 127 E Beach Dr, Oak Island, NC 28465
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 2,144 sqft · built 2018 |
| Lot Size | 0.168 acres (7,318 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Aug 2018) |
| Tax Bill | $4,929 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | 234ME012 |
| Primary APN | 234ME012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,144 sqft Heated Area |
| Gross Area | 3,176 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Wood Shingle |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 7,318 sqft (0.168 acres) |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80071821 |
|---|---|
| Street Address | 127 E BEACH DR |
| City | OAK ISLAND |
| State | NC |
| Zip | 28465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | L-2 B-62 LB PLAT 2.5/182-189 |
| Legal Subdivision | LONG BEACH |
| Legal Block | 62 |
| Legal Lot Number | 2 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SMITHVILLE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 20314 |
Source: Brunswick County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1001 E YACHT DR, OAK ISLAND, NC 28465-6646 |
| Owner Type | Individual |
| Vesting | Her Husband |
| Date | Document |
|---|---|
| Jan 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Aug 6, 2018 | Deed of Trust, Mortgage CRESCOM BK |
| May 22, 2018 | Warranty Deed, Transfer CRESCOM BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2018 · Amount on Record |
| Deed Sale | Aug 8, 2018 · Amount on Record |
| Prior Sale | May 22, 2018 · Amount on Record |
| Deed Book / Page | 4091 / 1091 |
| Prior Transfer Date | Mar 13, 2012 |
| Prior Transfer Doc | 0032540906 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 127 E BEACH DR, OAK ISLAND, NC 28465 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0043060923 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 4306/0923 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 127 E BEACH DR, OAK ISLAND, NC 28465 |
| Document Number | 0040910512 |
| Instrument Date | Aug 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Name | Verified Name |
|---|---|
| Address | 127 E BEACH DR OAK ISLAND NC 28465, OAK ISLAND, NC 28465 |
| Document Number | 0040910512 |
|---|---|
| Date | Aug 7, 2018 |
| Book Page | 004091/000512 |
| Name | CRESCOM BK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29401 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 6, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | May 22, 2018 |
| Property Address | 127 E BEACH DR, OAK ISLAND, NC 28465 |
| Document Number | 0040580494 |
| Book / Page | 4058 / 0494 |
| Map Reference | MB21 PG182-189 |
| Instrument Date | May 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 418 NORTON RD, 418, MOUNT HOLLY, NC 28120-1759 |
| Name | Verified Name |
|---|---|
| Address | 2000 CHEDINGTON DR, APEX, NC 27502-8101 |
| Document Number | 0040580500 |
|---|---|
| Date | May 22, 2018 |
| Instrument | 4058/0500 |
| Name | CRESCOM BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | May 21, 2033 |
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Oak Island Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,290,430 (-) Land $575,000 Building $715,430 | $1,290,430 (-) Land $575,000 Building $715,430 | |
| 2025 | $4,929.00 (-7.51%) | $1,290,430 (-) Land $575,000 Building $715,430 | $1,290,430 (-) Land $575,000 Building $715,430 |
| 2024 | $5,329.00 (+28.44%) | ||
| 2023 | $1,290,430 (+78.76%) Land $575,000 Building $715,430 | $1,290,430 (+78.76%) Land $575,000 Building $715,430 | |
| 2022 | $4,149.00 | $721,870 Land $260,000 Building $461,870 | $721,870 Land $260,000 Building $461,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 613 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 613 in force |
| Nearby Flood Claims | 123 (1989–2025) |
| Most Recent Claim | Mar 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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