128 E 5th St, Apt 4, Covington, KY 41011 Property Records

Kenton County property record for 128 E 5th St, Apt 4, Covington, KY 41011 · Last verified April 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms2 Beds
Bathrooms2 Baths
Architecture StyleCondo/Apartment
Year BuiltBuilt 1910
OccupancyOwner Occupied
Last Sale$342,500 (2025)
Tax Bill$3,908.00 (2025)

Owner

Source: Kenton County records · APN 854-23-11-016.04

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address128 E 5TH ST, 4, COVINGTON, KY 41011-1633
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2025Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 05, 2023Warranty Deed, Transfer
360 AMERICAN TITLE SERVICES
Oct 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
CINFED FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 26, 2025 · Amount on Record
Deed SaleNov 26, 2025 · Amount on Record
Prior SaleJul 05, 2023 · Amount on Record
Deed Doc Number202511269
Deed Book / Page376 / 800
Prior Transfer DateJun 16, 2025
Prior Transfer Doc0005900130
Record RefreshedJun 08, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 26, 2025
Property Address128 E 5TH ST APT 4, 4, COVINGTON, KY 41011-1633
Document Number0005900009
Book / PageKC 376 / 800
Map ReferenceMB C6598 PG 108
Instrument DateNov 17, 2025
Instrument25112605900009
Transaction TypeTransfer
Record UpdatedDec 17, 2025
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address148 SALTON LN, THOMPSONS STATION, TN 37179-2225

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 E 5TH ST APT 4, 4, COVINGTON, KY 41011-1633

Mortgage

Document Number0005900010
DateNov 26, 2025
Instrument25112605900010
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 05, 2023
Property Address128 E 5TH ST APT 4, 4, COVINGTON, KY 41011-1633
Document Number0005900027
Book / PageKC 234 / 67
Map ReferencePL 2210 A&B
Instrument DateJun 30, 2023
Instrument23070505900027
Transaction TypeTransfer
Record UpdatedJul 21, 2023
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address128 E 5TH ST # ST4, ST4, COVINGTON, KY 41011-1637

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address128 E 5TH ST APT 4, 4, COVINGTON, KY 41011-1633

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address128 E 5TH ST APT 4, 4, COVINGTON, KY 41011-1633
Document Number0000000452
Instrument DateOct 27, 2020
Transaction TypeMortgage
Record UpdatedDec 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address128 E 5TH ST #4 COVINGTON KY 410111633, 4, COVINGTON, KY 41011-1633

Mortgage

Document Number0000000452
DateNov 05, 2020
Book Page00M121/000349
Instrument452
Lender
NameCINFED FCU
TypeCredit Union
AddressCINCINNATI, OH 45209
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 04, 2035

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,908.00 (+46.7%)$295,000 (+47.5%) Building $295,000$295,000 (+47.5%) Building $295,000
2023$2,664.00 (+0.83%)$200,000 (-) Building $200,000$200,000 (-) Building $200,000
2022$2,642.00$200,000 Building $200,000$200,000 Building $200,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic DistrictWithin the Covington Downtown Commercial Historic District
listed 1983 · 250 contributing resources · NRIS 83002804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN854-23-11-016.04

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Stories

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleCondo/Apartment Style
Exterior MaterialBrick Exterior

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address128 E 5TH ST, 4
CityCOVINGTON
StateKY
Zip41011-1633
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 4 YORK CONDOMINIUMS
Legal SubdivisionYORK CONDOMINIUMS
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2016
Census Tract67000

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