128 E 5th St, Apt 3, Covington, KY 41011 Property Records

Kenton County property record for 128 E 5th St, Apt 3, Covington, KY 41011 · Last verified July 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms2 Beds
Bathrooms2 Baths
Architecture StyleCondo/Apartment
Year BuiltBuilt 1910
OccupancyOwner Occupied
Last Sale$240,000 (2021)
Tax Bill$3,180.00 (2025)

Property Details

APN / Parcel Number

Primary APN854-23-11-016.03

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Stories

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleCondo/Apartment Style
Exterior MaterialBrick Exterior

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address128 E 5TH ST, 3
CityCOVINGTON
StateKY
Zip41011-1633
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 3 YORK CONDOMINIUMS
Legal SubdivisionUNIT YORK CONDOMINIUM
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2016
Census Tract67000

Owner

Source: Kenton County records · APN 854-23-11-016.03

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address128 E 5TH ST, 3, COVINGTON, KY 41011-1633
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Aug 12, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 12, 2021 · Amount on Record
Deed SaleAug 12, 2021 · Amount on Record
Prior SaleApr 09, 2019 · Amount on Record
Deed Doc Number20215900099
Deed Book / Page110 / 231
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 21, 2026
Property Address128 E 5TH ST, 3, COVINGTON, KY 41011-1633
Document Number0000015601
Book / Page463 / 291
Instrument DateJul 07, 2026
Instrument202615601
Transaction TypeTransfer
Record UpdatedAug 07, 2026
Title CompanyPROMINENT TITLE LLC, PROMINENT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$33,835.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015602,
DateJul 21, 2026
Instrument2026072115602
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 12, 2021
Property Address128 E 5TH ST APT 3, 3, COVINGTON, KY 41011-1633
Document Number0005900099
Book / Page110 / 231
Map ReferencePL 2210 A&B
Instrument DateJul 30, 2021
Instrument21081205900099
Transaction TypeTransfer
Record UpdatedAug 25, 2021
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address818 PARK AVE, 818, NEWPORT, KY 41071-2058

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 E 5TH ST APT 3, 3, COVINGTON, KY 41011-1633

Mortgage

Document Number0005900100
DateAug 12, 2021
Instrument21081205900100
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,180.00 (-0.5%)$240,000 (-) Building $240,000$240,000 (-) Building $240,000
2023$3,196.00$240,000 Building $240,000$240,000 Building $240,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic DistrictWithin the Covington Downtown Commercial Historic District
listed 1983 · 250 contributing resources · NRIS 83002804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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