128 Covington Ln, Winchester, VA 22601 Property Records

Frederick County property record for 128 Covington Ln, Winchester, VA 22601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1994
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Nov 2008)
Tax Bill	$1,430 (2026)
Deeds & Mortgages	May 2026 Transfer Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54L1-23`

Property Details

APN / Parcel Number

Primary APN	`54L1-23`
Alternative APN	`8034522`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
Gross Area	2,668 sqft
1st Floor Area	1,196 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2014
Exterior Material	Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Terrain	Rolling
Porch	Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8034522
Street Address	128 COVINGTON LN
City	WINCHESTER
State	VA
Zip	22601-5715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	HUNTINGTON MEADOWS L23 S1
Legal Subdivision	HUNTINGTON MEADOWS
Legal Lot Number	23
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	2
Census Block	2025
Census Tract	51102

Owner

128 Covington Ln is owned and occupied by an individual who acquired it in May 2026.

Source: Frederick County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	128 COVINGTON LN, WINCHESTER, VA 22601-5715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Gift Deed, Transfer QUALITY TITLE
Nov 19, 2019	Grant Deed, Transfer · Conventional with PMI RESIDENTIAL MTG SVC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2008 · Amount on File
Deed Sale	Nov 13, 2008 · Amount on File
Prior Sale	Oct 12, 2004 · Amount on File
Deed Book / Page	800 / 12975
Last Transfer Date	May 8, 2026
Transfer Doc	0000004922
Record Updated	Sep 20, 2026

May 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FREDERICK VA
Recording Date	May 18, 2026
Property Address	128 COVINGTON LN, WINCHESTER, VA 22601-5715
Document Number	0000004922
Instrument Date	May 8, 2026
Instrument	20264922
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	QUALITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	128 COVINGTON LN, WINCHESTER, VA 22601-5715
Investor	Possibly a Property Investor

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Nov 19, 2019
Property Address	128 COVINGTON LN, WINCHESTER, VA 22601-5715
Document Number	0000012478
Instrument Date	Nov 19, 2019
Instrument	12478
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	RGS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$203.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 COVINGTON LN WINCHESTER VA 226015715, WINCHESTER, VA 22601-5715

Mortgage

Document Number	12479
Date	Nov 19, 2019
Instrument	12479

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 128 Covington Ln was $1,430, up 10.3% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,430.00 (+10.34%)	$269,900 (-) Land $83,000 Building $186,900	$269,900 (-) Land $83,000 Building $186,900
2025	$1,296.00	$269,900 Land $83,000 Building $186,900	$269,900 Land $83,000 Building $186,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Covington Ln in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	11 (1978–2001)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Aug 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Covington Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICK WATER serves 46,206 people · EPA ID VA2069250
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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