119 Covington Ln, Winchester, VA 22601 Property Records

Frederick County property record for 119 Covington Ln, Winchester, VA 22601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 884 sqft · built 1996
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Tax Bill	$1,509 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`54L1-28`

Property Details

APN / Parcel Number

Primary APN	`54L1-28`
Alternative APN	`8034527`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
Gross Area	2,124 sqft
1st Floor Area	884 sqft
Basement Area	884 sqft
Finished Basement	884 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2015
Architectural Style	Split Foyer
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Terrain	Rolling
Porch	Porch
Porch Area	16 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8034527
Street Address	119 COVINGTON LN
City	WINCHESTER
State	VA
Zip	22601-5715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	HUNTINGTON MEADOWS L28 S1
Legal Subdivision	HUNTINGTON MEADOWS
Legal Lot Number	28
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	2
Census Block	2025
Census Tract	51102

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	119 COVINGTON LN, WINCHESTER, VA 22601-5715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 2, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF CLARKE CNTY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	119 COVINGTON LN, WINCHESTER, VA 22601-5715
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 COVINGTON LN, WINCHESTER, VA 22601-5715

Mortgage

Document Number	0000000728
Date	Jan 28, 2026
Instrument	260000728

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2041

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	119 COVINGTON LN, WINCHESTER, VA 22601-5715
Document Number	0000012711
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 COVINGTON LN WINCHESTER VA 226015715, WINCHESTER, VA 22601-5715

Mortgage

Document Number	0000012711
Date	Sep 17, 2020
Instrument	12711

Lender

Name	BANK OF CLARKE CNTY
Type	Bank
Address	WINCHESTER, VA 22601

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,509.00 (+10.39%)	$284,800 Land $83,000 Building $201,800	$284,800 Land $83,000 Building $201,800
2025	$1,367.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	11 (1978–2001)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Aug 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICK WATER serves 46,206 people · EPA ID VA2069250
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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