128 Cottage Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 128 Cottage Rd, Gray, ME 04039

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,296 sqft · built 1993
Lot Size0.68 acres (29,621 sqft)
OwnerIndividual Name on Record
Last Sale$213,500 (Nov 2017)
Tax Bill$4,561 (2025)
Deeds & MortgagesNov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNF035A 000000

Property Details

APN / Parcel Number

Primary APNF035A 000000
Alternative APNs
  • GRAY M:074 B:203 L:005-001
  • 3356

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,296 sqft Living Area
Basement Area400 sqft
Unfinished Basement400 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleRustic
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area29,621 sqft (0.68 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Account Number3356
Street Address128 COTTAGE RD
CityGRAY
StateME
Zip04039-5419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal SubdivisionLAKEWOOD PK
Legal Block203
Legal Lot Number5-1
JurisdictionGRAY ME
Township / Civil DivisionGRAY
Census Block Group4
Census Block4025
Census Tract4702

Owner

Source: Cumberland County and Gray Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address128 COTTAGE RD, GRAY, ME 04039-5419
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2017 · Amount on Record
Deed SaleNov 13, 2017 · Amount on Record
Deed Document Number201757713
Deed Book / Page34456 / 11
Record UpdatedSep 20, 2026

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAY ME
Recording DateNov 13, 2017
Property Address128 COTTAGE RD, GRAY, ME 04039-5419
Document Number0344560011
Book / Page34456 / 0011
Instrument000000057713
Transaction TypeTransfer
Record UpdatedFeb 2, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0344560013
DateNov 13, 2017
Book Page34456/0013
Instrument000000057714
Lender
NameMERRIMACK MTG CO
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGray Town
Unified School DistrictSchool Administrative District 15 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,561.00 (+0.53%)$471,200 (+57.64%) Land $127,900 Building $343,300
2023$4,537.00 (+8.8%)$298,900 (-) Land $70,800 Building $228,100
2022$4,170.00$298,900 Land $70,800 Building $228,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1983–2007)
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event
  • Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.3% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cottage Rd

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