Cumberland County and Gray Town property record for 123 Cottage Rd, Gray, ME 04039
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 576 sqft · built 1925 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,808 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | F03005000000 |
| Primary APN | F03005000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 576 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cottage |
| Exterior Material | Concrete Block |
| Construction Type | Concrete |
| Roof Material | Metal |
| Lot Area | 8,712 sqft (0.2 acres) |
| Deck Area | Deck Area |
| Heating System | Space Heater |
|---|
| Account Number | 3335 |
|---|---|
| Street Address | 123 COTTAGE RD |
| City | GRAY |
| State | ME |
| Zip | 04039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Block | 203 |
| Legal Lot Number | 5-0 |
| Jurisdiction | GRAY ME |
| Township / Civil Division | GRAY |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 4702 |
123 Cottage Rd, a single family home, is owned by an individual.
Source: Cumberland County and Gray Town records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 34 WHITING AVE, WATERFORD, ME 04088-3552 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 123 Cottage Rd was $2,808.
Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gray Town |
| Unified School District | School Administrative District 15 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,808.00 | $290,100 Land $188,100 Building $102,000 |
| 2023 | $3,044.00 (+8.83%) | $200,500 (-) Land $116,100 Building $84,400 |
| 2022 | $2,797.00 | $200,500 Land $116,100 Building $84,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 123 Cottage Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 Cottage Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.3% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAY WATER DISTRICT serves 2,468 people · EPA ID ME0090620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Fidium Fiber.
5G (outdoors only) and 4G LTE
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