128 Cook Ave E, Saint Paul, MN 55117 Property Records

Ramsey County property record for 128 Cook Ave E, Saint Paul, MN 55117

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 1,775 sqft · built 1890
Lot Size	0.118 acres (5,120 sqft)
Owner	Company Name on Record
Last Sale	$133,939 (Sep 2017)
Tax Bill	$5,012 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-29-22-13-0043`

Property Details

APN / Parcel Number

Primary APN	`30-29-22-13-0043`
Alternative APNs	`8550310` `404479`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,775 sqft Living Area
1st Floor Area	890 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1950
Architectural Style	Bi-Level
Exterior Material	Asbestos
Lot Area	5,120 sqft (0.118 acres)
Lot Dimensions	128 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	404479
Street Address	128 COOK AVE E
City	SAINT PAUL
State	MN
Zip	55117-5051
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	VIRGILIA DIVISION LOT 6 BLK 2
Legal Range	22
Legal Township	29
Legal Section	30
Legal Subdivision	VIRGILIA DIVISION
Legal Block	2
Legal Lot Number	6
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1005
Census Tract	31400

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	860 BEECH ST, SAINT PAUL, MN 55106-4523
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS STATE BANK
Sep 5, 2017	Warranty Deed, Transfer · Conventional Mortgage TRUSTONE FIN'L FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2017 · Amount on Record
Deed Sale	Sep 5, 2017 · Amount on Record
Prior Sale	Apr 12, 2010 · Amount on Record
Deed Document Number	20174675008
Prior Transfer Date	Dec 28, 2006
Prior Transfer Doc	0000356750
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	128 COOK AVE E, SAINT PAUL, MN 55117-5051
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04869362
Date	Mar 11, 2021
Instrument	A04869362

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	HUDSON, WI 54016

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	83 Months
Due	Feb 28, 2028

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 5, 2017
Property Address	128 COOK AVE E, SAINT PAUL, MN 55117-5051
Document Number	0004675008
Instrument Date	Aug 25, 2017
Instrument	4675008
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 BEECH ST ST PAUL MN 551064523, ST PAUL, MN 55106-4523

Mortgage

Document Number	4675010
Date	Sep 5, 2017
Instrument	4675010

Lender

Name	TRUSTONE FIN'L FCU
Type	Credit Union
Address	PLYMOUTH, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,000 (+15.6%) Land $25,000 Building $227,000	$252,000 (+15.6%) Land $25,000 Building $227,000
2025	$5,012.00 (+19.79%)
2023	$4,184.00	$218,000 Land $20,000 Building $198,000	$218,000 Land $20,000 Building $198,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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