127 Cook Ave E, Saint Paul, MN 55117 Property Records

Ramsey County property record for 127 Cook Ave E, Saint Paul, MN 55117

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,061 sqft · built 1959
Lot Size	0.118 acres (5,120 sqft)
Owner	Individual Name on File
Last Sale	$239,582 (Nov 2022)
Tax Bill	$3,824 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-29-22-13-0028`

Property Details

APN / Parcel Number

Primary APN	`30-29-22-13-0028`
Alternative APNs	`8571266` `479588`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,061 sqft Living Area
1st Floor Area	884 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Game Room	Game Room

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1969
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	5,120 sqft (0.118 acres)
Lot Dimensions	128 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Account Number	479588
Street Address	127 COOK AVE E
City	SAINT PAUL
State	MN
Zip	55117-5050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITTIER DIVISION LOT 21 BLK 2
Legal Range	22
Legal Township	29
Legal Section	30
Legal Subdivision	WHITTIER DIVISION
Legal Block	2
Legal Lot Number	21
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1004
Census Tract	31400

Owner

127 Cook Ave E is owned and occupied by an individual who bought it in November 2022.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	127 COOK AVE E, SAINT PAUL, MN 55117-5050
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Apr 26, 2017	Warranty Deed, Transfer · Conventional Mortgage WINGS FIN'L CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2022 · Amount on File
Deed Sale	Nov 17, 2022 · Amount on File
Prior Sale	Apr 26, 2017 · Amount on File
Deed Document Number	20222745138
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 17, 2022
Property Address	127 COOK AVE E, SAINT PAUL, MN 55117-5050
Document Number	0T02745138
Instrument Date	Nov 15, 2022
Instrument	T02745138
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	EDGEWATER TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.62
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 COOK AVE E, SAINT PAUL, MN 55117-5050

Mortgage

Document Number	0T02745139
Date	Nov 17, 2022
Instrument	T02745139

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 26, 2017
Property Address	127 COOK AVE E, SAINT PAUL, MN 55117-5050
Document Number	0002585896
Instrument Date	Apr 7, 2017
Instrument	2585896
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	TITLE RECORDING SERVICES, TITLE RECORDING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	127 COOK AVE E ST PAUL MN 551175050, ST PAUL, MN 55117-5050

Mortgage

Document Number	2585897
Date	Apr 26, 2017
Instrument	2585897

Lender

Name	WINGS FIN'L CU
Address	14985 GLAZIER AVE # 100, APPLE VALLEY, MN 55124-7490

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 25, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 127 Cook Ave E was $3,824 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,800 Land $25,000 Building $256,800	$281,800 Land $25,000 Building $256,800
2025	$3,824.00
2023	$3,606.00 Homeowner's exemption	$238,800 Land $20,000 Building $218,800	$238,800 Land $20,000 Building $218,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Cook Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 127 Cook Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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