128 Cloverdale Trl, Geneva, FL 32732 Property Records

Seminole County property record for 128 Cloverdale Trl, Geneva, FL 32732

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,716 sqft · built 2003
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$124,500 (Dec 2001)
Tax Bill	$3,832 (2025)
Deeds & Mortgages	Aug 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`21-20-32-300-0060-0000`

Property Details

APN / Parcel Number

Primary APN	`21-20-32-300-0060-0000`
Alternative APN	`20322130000600000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,716 sqft Living Area
Gross Area	2,238 sqft
1st Floor Area	1,716 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool Type
Pool Area	1 sqft
Porch	Open Porch
Porch Area	221 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	128 CLOVERDALE TRL
City	GENEVA
State	FL
Zip	32732-8896
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A5
Legal Description	SEC 21 TWP 20S RGE 32E N 1/2 OF SE 1/4 OF SE 1/4 OF NW 1/4
Legal Range	32E
Legal Township	20S
Legal Section	21
Legal Tract	300
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	4
Census Block	4021
Census Tract	21201

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 CLOVERDALE TRL, GENEVA, FL 32732-8896
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2001 · Amount on Record
Deed Sale	Dec 28, 2001 · Amount on Record
Prior Sale	Aug 19, 1997 · Amount on Record
Deed Book / Page	4253 / 660
Last Transfer Date	Aug 17, 2022
Transfer Doc	0103030473
Record Updated	Jun 8, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Aug 24, 2022
Property Address	128 CLOVERDALE TRL, GENEVA, FL 32732-8896
Document Number	0103030473
Book / Page	10303 / 473
Instrument Date	Aug 17, 2022
Instrument	2022097514
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 CLOVERDALE TRL, 128, GENEVA, FL 32732-8896

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 CLOVERDALE TRL, GENEVA, FL 32732-8896

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,832.00 (+37.05%) Homeowner's exemption	$299,635 (+31.43%)	$540,665 (+21.61%) Land $240,000 Building $300,665
2023	$2,796.00 (+2.76%) Homeowner's exemption	$227,985 (+3%)	$444,580 (+5.43%) Land $220,000 Building $224,580
2022	$2,721.00 Homeowner's exemption	$221,345	$421,668 Land $200,000 Building $221,668

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	6 (2005–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20