Seminole County property record for 124 Cloverdale Trl, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1986 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on File |
| Last Sale | $190,000 (Sep 2022) |
| Tax Bill | $2,544 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Sep 2022 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-20-32-300-0070-0000 |
| Primary APN | 21-20-32-300-0070-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 640 sqft |
| Basement Area | 760 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Garage Area | 160 sqft |
| Carport | Carport |
| Carport Area | 160 sqft |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 124 CLOVERDALE TRL |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-8896 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A5 |
| Legal Description | SEC 21 TWP 20S RGE 32E S 208.71 FT OF E 208.71 FT OF NE 1/4 OF SE 1/4 OF NW 1/4 |
| Legal Range | 32E |
| Legal Township | 20S |
| Legal Section | 21 |
| Legal Tract | 300 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 21201 |
Source: Seminole County assessment roll, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 119 LAKE DR, OVIEDO, FL 32765-9057 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Dec 19, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CLEAREDGE LENDING LLC |
| Sep 17, 2022 | Warranty Deed, Transfer · Line of Credit MARIA BALDATTI |
| Jun 20, 2022 | Affidavit of Death of Joint Tenant, Transfer HOMELIGHT SETTLEMENT LLC |
| Jun 20, 2022 | Warranty Deed, Transfer HOMELIGHT SETTLEMENT LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 17, 2022 · Amount on Record |
| Deed Sale | Sep 17, 2022 · Amount on Record |
| Prior Sale | Jun 20, 2022 · Amount on Record |
| Deed Document Number | 2022106525 |
| Deed Book / Page | 10317 / 1310 |
| Prior Transfer Date | Apr 27, 2007 |
| Prior Transfer Doc | 0000110687 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 124 CLOVERDALE TRL, GENEVA, FL 32732-8896 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0105541274 |
|---|---|
| Date | Dec 19, 2023 |
| Book Page | 10554/1274 |
| Instrument | 2023115211 |
| Name | CLEAREDGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | ALISO VIEJO, CA 92656 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Sep 17, 2022 |
| Property Address | 124 CLOVERDALE TRL, GENEVA, FL 32732-8896 |
| Document Number | 0103171310 |
| Book / Page | 10317 / 1310 |
| Instrument Date | Sep 2, 2022 |
| Instrument | 2022106525 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 250 1ST ST, 250, GENEVA, FL 32732-8927 |
| Name | Verified Name |
|---|---|
| Address | 119 LAKE DR, OVIEDO, FL 32765-9057 |
| Document Number | 0103171312 |
|---|---|
| Date | Sep 17, 2022 |
| Instrument | 10317/1312 |
| Name | MARIA BALDATTI |
|---|---|
| Type | Private Party |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jun 20, 2022 |
| Property Address | 124 CLOVERDALE TRL, GENEVA, FL 32732-8896 |
| Document Number | 0102621088 |
| Book / Page | 10262 / 1088 |
| Instrument Date | May 19, 2022 |
| Instrument | 2022071985 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2022 |
| Title Company | HOMELIGHT SETTLEMENT LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jun 20, 2022 |
| Property Address | 124 CLOVERDALE TRL, GENEVA, FL 32732-8896 |
| Document Number | 0102621094 |
| Book / Page | 10262 / 1094 |
| Instrument Date | May 19, 2022 |
| Instrument | 2022071990 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2022 |
| Title Company | HOMELIGHT SETTLEMENT LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,295.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1474 CAUDLE ST, 1474, ORLANDO, FL 32828-5112 |
| Name | Verified Name |
|---|---|
| Address | 250 1ST ST, GENEVA, FL 32732-8927 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,544.00 (+7.12%) | $164,600 (+5.18%) Land $60,000 Building $104,600 | $164,600 (+5.18%) Land $60,000 Building $104,600 |
| 2023 | $2,375.00 (+7.51%) | $156,496 (+9.23%) | $156,496 (+3.99%) Land $57,000 Building $99,496 |
| 2022 | $2,209.00 | $143,277 | $150,493 Land $52,000 Building $98,493 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 6 (2005–2022) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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