St. Johns County property record for 128 Cloisterbane Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,567 sqft · built 2014 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $521,000 (Jun 2017) |
| Tax Bill | $8,897 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009624-0080 |
| Primary APN | 009624-0080 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,567 sqft Living Area |
| Gross Area | 4,279 sqft |
| 1st Floor Area | 2,436 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 712 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 128 CLOISTERBANE DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 68/69-75 DURBIN CROSSING NORTH PHASE 2E-UNIT 1 LOT 8 OR4396/885 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 01 |
| Legal Subdivision | DURBIN CROSSING NORTH PHASE 2E UNIT 1 |
| Legal Phase | 2E |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 20808 |
128 Cloisterbane Dr is owned and occupied by two individuals who bought it in June 2017.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 128 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jun 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND |
| Jun 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2017 · Amount on File |
| Deed Sale | Jun 28, 2017 · Amount on File |
| Prior Sale | Jul 24, 2014 · Amount on File |
| Deed Document Number | 201744679 |
| Deed Book / Page | 4396 / 885 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 128 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8226 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 128 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8226 |
| Document Number | 0053380191 |
|---|---|
| Date | Aug 6, 2021 |
| Book Page | 5338/191 |
| Instrument | 2021087459 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 128 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8226 |
| Document Number | 0049701410 |
| Instrument Date | Jun 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 128 CLOISTERBANE DR ST JOHNS FL 322598226, ST JOHNS, FL 32259-8226 |
| Document Number | 0049701410 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 004970/001410 |
| Instrument | 49013 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 22, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 28, 2017 |
| Property Address | 128 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8226 |
| Document Number | 0043960885 |
| Book / Page | 004396 / 000885 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 44679 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | LANDMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,647.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 128 CLOISTERBANE DR ST JOHNS FL 322598226, ST JOHNS, FL 32259-8226 |
| Document Number | 43960887 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 004396/000887 |
| Instrument | 44680 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 27, 2047 |
| Document Number | 43960900, |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 004396/000900 |
| Instrument | 44681 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | OLDSMAR, FL 34677 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jun 27, 2037 |
The 2025 property tax bill for 128 Cloisterbane Dr was $8,897 with a homeowner's exemption, up 9.3% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $453,298 (+2.7%) | $678,908 (-1.8%) Land $160,000 Building $518,908 | |
| 2025 | $8,897.00 (+9.29%) Homeowner's exemption | $441,381 (+2.9%) | $691,329 (+2.78%) Land $155,000 Building $536,329 |
| 2024 | $8,141.00 (+1.8%) Homeowner's exemption | $428,942 (+3%) | $672,645 (+0.8%) Land $155,000 Building $517,645 |
| 2023 | $7,997.00 (+3.9%) Homeowner's exemption | $416,449 (+3%) | $667,333 (+15.5%) Land $145,000 Building $522,333 |
| 2022 | $7,697.00 Homeowner's exemption | $404,319 | $577,764 Land $123,200 Building $454,564 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 128 Cloisterbane Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 138 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 138 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 Cloisterbane Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
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