St. Johns County property record for 116 Cloisterbane Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,562 sqft · built 2014 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $765,000 (Jul 2024) |
| Tax Bill | $11,599 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 009624-0070 |
| Primary APN | 009624-0070 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,562 sqft Living Area |
| Gross Area | 4,180 sqft |
| 1st Floor Area | 2,434 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 170 sqft |
| Patio Area | 451 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 116 CLOISTERBANE DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 68/69-75 DURBIN CROSSING NORTH PHASE 2E-UNIT 1 LOT 7 OR5984/1966 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 01 |
| Legal Subdivision | DURBIN CROSSING NORTH PHASE 2E UNIT 1 |
| Legal Phase | 2E |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 20808 |
116 Cloisterbane Dr is owned and occupied by two individuals who bought it in July 2024.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 116 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC |
| Dec 4, 2020 | Deed of Trust, Mortgage · Line of Credit COASTAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2024 · Amount on File |
| Deed Sale | Jul 15, 2024 · Amount on File |
| Prior Sale | Oct 21, 2014 · Amount on File |
| Deed Document Number | 202455069 |
| Deed Book / Page | 5984 / 1966 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 4, 2026 |
| Property Address | 116 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8226 |
| Document Number | 0000047900 |
| Book / Page | 6377 / 830 |
| Instrument Date | May 23, 2026 |
| Instrument | 202647900 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 116 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8226 |
| Document Number | 0000047900, |
|---|---|
| Date | Jun 4, 2026 |
| Book Page | 6377/830 |
| Instrument | 202647900 |
| Name | OPTIMUM FIRST INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 116 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 116 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8226 |
| Document Number | 0051160359 |
|---|---|
| Date | Dec 4, 2020 |
| Book Page | 5116/359 |
| Instrument | 2020110460 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32247 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 3, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 116 Cloisterbane Dr was $11,599, up 48.9% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $630,192 (-1.84%) Land $160,000 Building $470,192 | $630,192 (-1.84%) Land $160,000 Building $470,192 | |
| 2025 | $11,599.00 (+48.88%) Homeowner's exemption | $642,028 (+60.07%) | $642,028 (+3.19%) Land $155,000 Building $487,028 |
| 2024 | $7,791.00 (+1.79%) Homeowner's exemption | $401,087 (+3%) | $622,154 (+1.06%) Land $155,000 Building $467,154 |
| 2023 | $7,654.00 (+3.98%) Homeowner's exemption | $389,405 (+3%) | $615,631 (+17.03%) Land $145,000 Building $470,631 |
| 2022 | $7,361.00 Homeowner's exemption | $378,063 | $526,059 Land $123,200 Building $402,859 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 116 Cloisterbane Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 138 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 138 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 116 Cloisterbane Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
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