128 Charles St, Canton, NC 28716 Property Records

Haywood County property record for 128 Charles St, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 1,140 sqft · built 1941
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Oct 2021)
Tax Bill	$1,581 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8656-88-3733`

Property Details

APN / Parcel Number

Primary APN	`8656-88-3733`
Alternative APN	`269234`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,140 sqft Heated Area
Gross Area	2,376 sqft
1st Floor Area	1,140 sqft
Basement Area	1,140 sqft
Unfinished Basement	1,140 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Duplex Single
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	269234
Street Address	134 CHARLES ST
City	CANTON
State	NC
Zip	28716-4813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CNR1
Legal Description	128 CHARLES ST
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1031
Census Tract	920300

Owner

128 Charles St is owned by two individuals who bought it in October 2021.

Source: Haywood County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	128 CHARLES ST, CANTON, NC 28716-4813
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Jul 11, 2019	Warranty Deed, Transfer · Conventional Mortgage MAGNOLIA BANK
Aug 24, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2021 · Amount on File
Deed Sale	Oct 13, 2021 · Amount on File
Prior Sale	Jul 11, 2019 · Amount on File
Deed Document Number	202112700
Deed Book / Page	1044 / 2320
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Oct 13, 2021
Property Address	134 CHARLES ST, CANTON, NC 28716-4813
Document Number	0010442320
Book / Page	1044 / 2320
Instrument Date	Oct 11, 2021
Instrument	2021012700
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 RIVA RIDGE DR, FAIRVIEW, NC 28730-9764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 CHARLES ST, CANTON, NC 28716-4811

Mortgage

Document Number	0010442323
Date	Oct 13, 2021
Instrument	1044/2323

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jul 11, 2019
Property Address	128 CHARLES ST, CANTON, NC 28716-4813
Document Number	0009761658
Book / Page	976 / 1658
Instrument Date	Jul 10, 2019
Instrument	2019005970
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$464.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 BROAD ST, 135, ASHEVILLE, NC 28801-1985

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 RIVA RIDGE DR, FAIRVIEW, NC 28730-9764

Mortgage

Document Number	0009761664
Date	Jul 11, 2019
Instrument	976/1664

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Aug 24, 2018
Property Address	128 CHARLES ST, CANTON, NC 28716-4813
Document Number	0009580347
Book / Page	000958 / 000347
Instrument Date	Aug 15, 2018
Instrument	7569
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$210.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 BROAD ST ASHEVILLE NC 288011985, ASHEVILLE, NC 28801-1985

Tax Assessment & Valuation

The 2025 property tax bill for 128 Charles St was $1,581.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Canton Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,700 (-) Land $11,600 Building $218,100
2025	$1,581.00	$229,700 Land $11,600 Building $218,100	$229,700 Land $11,600 Building $218,100
2023		$229,700 Land $11,600 Building $218,100	$229,700 Land $11,600 Building $218,100
2021			$229,700 Land $11,600 Building $218,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Charles St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	26 (1983–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Remnants Of Tropical Storm Fred, Aug 2021 · 6 claims Tropical Storm Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Charles St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CANTON serves 7,850 people · EPA ID NC0144015
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: AT&T, Verizon.

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