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104 Charles St, Canton, NC 28716 Property Records

Haywood County property record for 104 Charles St, Canton, NC 28716

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,224 sqft · built 1915
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$245,000 (Feb 2024)
Tax Bill$615 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8656-88-3791

Property Details

APN / Parcel Number

Primary APN8656-88-3791
Alternative APNs
  • 245160
  • 282805

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,224 sqft Heated Area
Gross Area1,476 sqft
1st Floor Area1,224 sqft
Basement Area1,224 sqft
Unfinished Basement1,224 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleConventional
Exterior MaterialBrick Veneer
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
PorchSlab

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Account Number282805
Street Address104 CHARLES ST
CityCANTON
StateNC
Zip28716-4813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description104 CHARLES ST
Legal SubdivisionSURVEY AND PLAT OF HUGH K TERRELL
JurisdictionHAYWOOD NC
Township / Civil DivisionBEAVERDAM
Census Block Group1
Census Block1031
Census Tract920300

Owner

Source: Haywood County records, as of October 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address120 CHARLES ST, CANTON, NC 28716-4813
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2024 · Amount on Record
Deed SaleFeb 16, 2024 · Amount on Record
Prior SaleNov 22, 2002 · Amount on Record
Deed Document Number20241312
Deed Book / Page1102 / 2182
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateFeb 16, 2024
Property Address104 CHARLES ST, CANTON, NC 28716-4813
Document Number0011022182
Book / Page1102 / 2182
Instrument DateFeb 9, 2024
Instrument2024001312
Transaction TypeTransfer
Record UpdatedFeb 22, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$490.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address449 CHUNNS ROAD, ASHEVILLE, NC 28805

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address120 CHARLES ST, CANTON, NC 28716-4813

Mortgage

Document Number2024001313
DateFeb 16, 2024
Instrument2024001313
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
MunicipalityCanton Town
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$83,000 (-) Land $15,800 Building $67,200
2025$615.00$83,000 (-) Land $15,800 Building $67,200$83,000 (-) Land $15,800 Building $67,200
2023$83,000 Land $15,800 Building $67,200$83,000 (-) Land $15,800 Building $67,200
2021$83,000 Land $15,800 Building $67,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims26 (1983–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Remnants Of Tropical Storm Fred, Aug 2021 · 6 claims
  • Tropical Storm Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CANTON
serves 7,850 people · EPA ID NC0144015
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Skyrunner
Fixed Wireless		500 / 250

May also be available: AT&T, Verizon.

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