128 Castro St, Richmond, CA 94801 Property Records

Contra Costa County property record for 128 Castro St, Richmond, CA 94801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,322 sqft · built 1941
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on Record
Last Sale	$532,000 (May 2007)
Tax Bill	$11,562 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`558-300-004-6`

Property Details

APN / Parcel Number

Primary APN	`558-300-004-6`
Alternative APN	`558-300-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,322 sqft Living Area
1st Floor Area	1,322 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1965
Lot Area	4,000 sqft (0.092 acres)
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	128 CASTRO ST
City	RICHMOND
State	CA
Zip	94801-3845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MFR1
Legal Description	THIRD ADDN 5 19
Legal Subdivision	THIRD ADD
Legal Block	19
Legal Lot Number	5
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1053
Census Tract	378000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Point Richmond Historic District listed 1979 · 339 contributing resources · NRIS 79000472

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	128 CASTRO ST, RICHMOND, CA 94801-3845
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2007 · Amount on Record
Deed Sale	May 4, 2007 · Amount on Record
Prior Sale	Aug 16, 2001 · Amount on Record
Deed Document Number	2007132238
Prior Transfer Date	Apr 24, 2007
Prior Transfer Doc	0000132237
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	128 CASTRO ST, RICHMOND, CA 94801-3845
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 CASTRO ST, RICHMOND, CA 94801-3845

Mortgage

Document Number	0000074558
Date	Mar 11, 2021
Instrument	2021-074558

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	128 CASTRO ST, RICHMOND, CA 94801-3845
Document Number	0000041546
Instrument Date	Mar 13, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 CASTRO ST RICHMOND CA 948013845, RICHMOND, CA 94801-3845

Mortgage

Document Number	0000041546
Date	Mar 19, 2018
Instrument	41546

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$727,000 (+2%) Land $546,624 Building $180,376
2025	$11,562.00 (+3.79%) Homeowner's exemption	$712,746 (+4.04%) Land $535,906 Building $176,840
2023	$11,140.00 (+1.66%) Homeowner's exemption	$685,072 Land $515,098 Building $169,974
2022	$10,958.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1983–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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