Contra Costa County property record for 122 Castro St, Richmond, CA 94801
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 804 sqft · built 1941 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $760,000 (Aug 2024) |
| Tax Bill | $12,298 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 558-300-003-8 |
| Primary APN | 558-300-003-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 804 sqft Living Area |
| 1st Floor Area | 804 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 4,000 sqft (0.092 acres) |
| Garage Type | Attached |
| Garage Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 122 CASTRO ST |
|---|---|
| City | RICHMOND |
| State | CA |
| Zip | 94801-3845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMD |
| Legal Description | THIRD ADDN 4 19 |
| Legal Subdivision | THIRD ADD |
| Legal Block | 19 |
| Legal Lot Number | 4 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 378000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Point Richmond Historic District listed 1979 · 339 contributing resources · NRIS 79000472 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
122 Castro St is owned and occupied by two individuals who bought it in August 2024.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 122 CASTRO ST, RICHMOND, CA 94801-3845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage 1ST UNITED SERVICES CU |
| Jul 6, 2017 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2024 · Amount on File |
| Deed Sale | Aug 26, 2024 · Amount on File |
| Prior Sale | Jul 6, 2017 · Amount on File |
| Deed Document Number | 202483097 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 122 CASTRO ST, RICHMOND, CA 94801-3845 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 122 CASTRO ST, RICHMOND, CA 94801-3845 |
| Document Number | 0000064903 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 2021-064903 |
| Name | 1ST UNITED SERVICES CU |
|---|---|
| Type | Credit Union |
| Address | PLEASANTON, CA 94588 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.49% |
| Type Change Date | Apr 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.08% |
| Max Rate At Change | 4.49% |
| Index | 5-Year CMT |
| Max Rate | 8.49% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 6, 2017 |
| Property Address | 122 CASTRO ST, RICHMOND, CA 94801-3845 |
| Document Number | 0000120553 |
| Map Reference | MB E PG112 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 2017-120553 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 122 CASTRO ST, RICHMOND, CA 94801-3845 |
| Document Number | 0000120554 |
|---|---|
| Date | Jul 6, 2017 |
| Instrument | 2017-120554 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 122 Castro St was $12,298.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Richmond City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $775,200 (+2%) Land $612,000 Building $163,200 | |
| 2025 | $12,298.00 | $760,000 Land $600,000 Building $160,000 |
| 2023 | $11,469.00 (+1.66%) Homeowner's exemption | $710,866 Land $633,328 Building $77,538 |
| 2022 | $11,282.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 122 Castro St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1983–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 122 Castro St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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