122 Castro St, Richmond, CA 94801 Property Records

Contra Costa County property record for 122 Castro St, Richmond, CA 94801

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 804 sqft · built 1941
Lot Size0.092 acres (4,000 sqft)
Owner2 Individual Names on File
Last Sale$760,000 (Aug 2024)
Tax Bill$12,298 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN558-300-003-8

Property Details

APN / Parcel Number

Primary APN558-300-003-8
Alternative APN
  • 558-300-003

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area804 sqft Living Area
1st Floor Area804 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1961
Architectural StyleContemporary
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area4,000 sqft (0.092 acres)
Garage TypeAttached
Garage Area350 sqft
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address122 CASTRO ST
CityRICHMOND
StateCA
Zip94801-3845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMD
Legal DescriptionTHIRD ADDN 4 19
Legal SubdivisionTHIRD ADD
Legal Block19
Legal Lot Number4
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group1
Census Block1053
Census Tract378000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Point Richmond Historic District
listed 1979 · 339 contributing resources · NRIS 79000472

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

122 Castro St is owned and occupied by two individuals who bought it in August 2024.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address122 CASTRO ST, RICHMOND, CA 94801-3845
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
1ST UNITED SERVICES CU
Jul 6, 2017Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2024 · Amount on File
Deed SaleAug 26, 2024 · Amount on File
Prior SaleJul 6, 2017 · Amount on File
Deed Document Number202483097
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address122 CASTRO ST, RICHMOND, CA 94801-3845
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 CASTRO ST, RICHMOND, CA 94801-3845

Mortgage

Document Number0000064903
DateMar 3, 2021
Instrument2021-064903
Lender
Name1ST UNITED SERVICES CU
TypeCredit Union
AddressPLEASANTON, CA 94588
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.49%
Type Change DateApr 1, 2026
Change Frequency5 Years
Min Rate At Change2.08%
Max Rate At Change4.49%
Index5-Year CMT
Max Rate8.49%

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateJul 6, 2017
Property Address122 CASTRO ST, RICHMOND, CA 94801-3845
Document Number0000120553
Map ReferenceMB E PG112
Instrument DateJun 26, 2017
Instrument2017-120553
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address122 CASTRO ST, RICHMOND, CA 94801-3845

Mortgage

Document Number0000120554
DateJul 6, 2017
Instrument2017-120554
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 122 Castro St was $12,298.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityRichmond City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$775,200 (+2%) Land $612,000 Building $163,200
2025$12,298.00$760,000 Land $600,000 Building $160,000
2023$11,469.00 (+1.66%) Homeowner's exemption$710,866 Land $633,328 Building $77,538
2022$11,282.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 122 Castro St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1983–2016)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 122 Castro St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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