Surry County property record for 128 Carter Mill Rd, Elkin, NC 28621
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1973 |
| Lot Size | 0.455 acres (19,820 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,200 (May 1981) |
| Tax Bill | $925 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 4952-10-26-6420 |
| Primary APN | 4952-10-26-6420 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 19,820 sqft (0.455 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 100092339 |
|---|---|
| Street Address | 128 CARTER MILL RD |
| City | ELKIN |
| State | NC |
| Zip | 28621-2141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LT 52 BK B AJ HAYES |
| Legal Subdivision | HAYES SUBDIV/N BRIDGE AREA |
| Legal Lot Number | 52 |
| Jurisdiction | SURRY NC |
| Township / Civil Division | ELKIN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 930901 |
128 Carter Mill Rd is owned by two individuals who acquired it in November 2014.
Source: Surry County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2044 N BRIDGE ST, ELKIN, NC 28621-2108 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 1981 · Amount on File |
| Deed Sale | May 1, 1981 · Amount on File |
| Prior Sale | Nov 1, 1973 |
| Deed Book / Page | 362 / 843 |
| Last Transfer Date | Nov 18, 2014 |
| Transfer Doc | 1501/0393 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 128 Carter Mill Rd was $925.
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Municipality | Elkin Town |
| Unified School District | Elkin City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $925.00 | $89,820 (-34.91%) Land $14,000 Building $75,820 | $89,820 (-34.91%) Land $14,000 Building $75,820 |
| 2025 | $925.00 | $138,000 Land $14,000 Building $124,000 | $138,000 Land $14,000 Building $124,000 |
| 2023 | $495.00 | $89,820 Land $14,000 Building $75,820 | $89,820 Land $14,000 Building $75,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 128 Carter Mill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 Carter Mill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ELKIN serves 4,076 people · EPA ID NC0286020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 2,500 / 2,500 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: AT&T.
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