126 Carter Mill Rd, Elkin, NC 28621 Property Records

Surry County property record for 126 Carter Mill Rd, Elkin, NC 28621

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,808 sqft · built 1971
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Mar 2022)
Tax Bill	$1,455 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`4952-10-26-7413`

Property Details

APN / Parcel Number

Primary APN	`4952-10-26-7413`
Alternative APNs	`100028345` `100122612`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,808 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	728 sqft
Finished Basement	728 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2019
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	20,473 sqft (0.47 acres)
Porch	Slab
Porch Area	24 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100122612
Street Address	126 CARTER MILL RD
City	ELKIN
State	NC
Zip	28621-2141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LT 51 BK B A J HAYES
Legal Subdivision	HAYES SUBDIV/N BRIDGE AREA
Legal Lot Number	51
Jurisdiction	SURRY NC
Township / Civil Division	ELKIN
Census Block Group	1
Census Block	1017
Census Tract	930901

Owner

126 Carter Mill Rd is owned and occupied by two individuals who bought it in March 2022.

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	126 CARTER MILL RD, ELKIN, NC 28621-2141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jul 16, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2022 · Amount on File
Deed Sale	Mar 16, 2022 · Amount on File
Prior Sale	Jul 16, 2021 · Amount on File
Deed Document Number	2022693790
Deed Book / Page	1805 / 834
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Mar 16, 2022
Property Address	126 CARTER MILL RD, ELKIN, NC 28621-2141
Document Number	001805/834
Book / Page	1805 / 834
Instrument Date	Mar 16, 2022
Instrument	693790
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 CARTER MILL RD, ELKIN, NC 28621-2141

Mortgage

Document Number	0000693791
Date	Mar 16, 2022
Instrument	693791

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Jul 16, 2021
Property Address	126 CARTER MILL RD, ELKIN, NC 28621-2141
Document Number	001770/928
Book / Page	1770 / 928
Instrument Date	Jul 14, 2021
Instrument	686011
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 MERLIN LN, ELKIN, NC 28621-8331

Tax Assessment & Valuation

The 2026 property tax bill for 126 Carter Mill Rd was $1,455.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Elkin Town
Unified School District	Elkin City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,455.00	$150,560 (-32.24%) Land $14,000 Building $136,560	$150,560 (-32.24%) Land $14,000 Building $136,560
2025	$1,455.00	$222,210 Land $14,000 Building $208,210	$222,210 Land $14,000 Building $208,210
2023	$831.00	$150,560 Land $14,000 Building $136,560	$150,560 Land $14,000 Building $136,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 Carter Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Carter Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKIN serves 4,076 people · EPA ID NC0286020
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T.

Nearby Properties on Carter Mill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures